2097 Calico Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2097 Calico Loop, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,164 sqft · built 2008
Lot Size	0.084 acres (3,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,000 (May 2019)
Tax Bill	$4,112 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`561093`

Property Details

APN / Parcel Number

Primary APN	`561093`
Alternative APNs	`390217 026228 0000` `92026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,164 sqft Living Area
1st Floor Area	892 sqft
2nd Floor Area	1,272 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	3,694 sqft (0.084 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	561093
Street Address	2097 CALICO LOOP
City	FERNDALE
State	WA
Zip	98248-8383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	MALLOY VILLAGE PUD PHASE III LOT 135
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	MALLOY VILLAGE PUD PHASES II & III
Legal Phase	3
Legal Lot Number	135
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1009
Census Tract	10505

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2097 CALICO LOOP, FERNDALE, WA 98248-8383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BK
Aug 20, 2018	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BK
Aug 14, 2017	Grant Deed, Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	2019-0501970
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 17, 2019
Property Address	2097 CALICO LOOP, FERNDALE, WA 98248-8383
Document Number	2190501970
Instrument Date	May 10, 2019
Instrument	501970
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,448.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 CALICO LOOP FERNDALE WA 982488383, FERNDALE, WA 98248-8383

Mortgage

Document Number	2190501971
Date	May 17, 2019
Instrument	501971

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 20, 2018
Property Address	2097 CALICO LOOP, FERNDALE, WA 98248-8383
Document Number	2180801921
Instrument Date	Aug 8, 2018
Instrument	801921
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2097 CALICO LOOP FERNDALE WA 982488383, FERNDALE, WA 98248-8383

Mortgage

Document Number	2180801922
Date	Aug 20, 2018
Instrument	801922

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 14, 2017
Property Address	2097 CALICO LOOP, FERNDALE, WA 98248-8383
Instrument Date	Aug 9, 2017
Instrument	801454
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22410 HAWTHORNE BLVD #5 TORRANCE CA 905052500, 5, TORRANCE, CA 90505-2500

Mortgage

Document Number	2170801454
Date	Aug 14, 2017
Instrument	801454

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	3410 WOBURN ST, BELLINGHAM, WA 98226-5621

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,112.00 (+18.43%)	$548,999 (+17.83%) Land $165,870 Building $383,129	$548,999 (+17.83%) Land $165,870 Building $383,129
2022		$465,916 Land $112,356 Building $353,560	$465,916 Land $112,356 Building $353,560
2021	$3,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Calico Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures