2092 Calico Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2092 Calico Loop, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 2018
Lot Size	0.075 acres (3,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,000 (Aug 2020)
Tax Bill	$3,545 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`572204`

Property Details

APN / Parcel Number

Primary APN	`572204`
Alternative APNs	`390217 040228 0000` `183200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	688 sqft
2nd Floor Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	3,293 sqft (0.075 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Deck Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	572204
Street Address	2092 CALICO LOOP
City	FERNDALE
State	WA
Zip	98248-8383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	AM MALLOY VILLAGE PUD #2 PHASE 1 LOT 202
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	MALLOY VILLAGE PUD #2 PHASE 1 AM
Legal Phase	1
Legal Lot Number	202
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1009
Census Tract	10505

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2092 CALICO LOOP, FERNDALE, WA 98248-8383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage ALASKA USA MTG
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Jul 6, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	2020-0800456
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 4, 2020
Property Address	2092 CALICO LOOP, FERNDALE, WA 98248-8383
Document Number	2200800456
Instrument Date	Aug 3, 2020
Instrument	800456
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,021.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 CALICO LOOP FERNDALE WA 982488383, FERNDALE, WA 98248-8383

Mortgage

Document Number	2200800457
Date	Aug 4, 2020
Instrument	800457

Lender

Name	ALASKA USA MTG
Type	Mortgage Company
Address	ANCHORAGE, AK 99503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2092 CALICO LOOP, FERNDALE, WA 98248-8383
Document Number	2191103190
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 CALICO LOOP FERNDALE WA 982488383, FERNDALE, WA 98248-8383

Mortgage

Document Number	2191103190
Date	Nov 22, 2019
Instrument	1103190

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2092 CALICO LOOP, FERNDALE, WA 98248-8383
Document Number	2191103191
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 CALICO LOOP FERNDALE WA 982488383, FERNDALE, WA 98248-8383

Mortgage

Document Number	2191103191
Date	Nov 22, 2019
Instrument	1103191

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 6, 2018
Property Address	2092 CALICO LOOP, FERNDALE, WA 98248-8383
Document Number	2180700614
Instrument Date	Jul 1, 2018
Instrument	700614
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,003.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 CALICO LOOP FERNDALE WA 982488383, FERNDALE, WA 98248-8383

Mortgage

Document Number	2180700615
Date	Jul 6, 2018
Instrument	700615

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,545.00 (+0.14%)	$473,306 (-0.36%) Land $165,870 Building $307,436	$473,306 (-0.36%) Land $165,870 Building $307,436
2022		$475,036 Land $112,356 Building $362,680	$475,036 Land $112,356 Building $362,680
2021	$3,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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