2098 Willow Bay Rd, Laughlin, NV 89029 Property Records

Clark County property record for 2098 Willow Bay Rd, Laughlin, NV 89029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,949 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$354,900 (Dec 2021)
Tax Bill	$2,206 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`264-21-317-006`

Property Details

APN / Parcel Number

Primary APN	`264-21-317-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,949 sqft Living Area
Gross Area	2,501 sqft
1st Floor Area	1,949 sqft
Family Room	Family Room
Flooring	Concrete/Cement

Exterior

Year Built	Built 2003
Architectural Style	Single Story
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	209 sqft
Patio Area	209 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2098 WILLOW BAY RD
City	LAUGHLIN
State	NV
Zip	89029-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD UNIT 1 PLAT BOOK 98 PAGE 61 LOT 19 BLOCK 1
Legal Range	66
Legal Township	32
Legal Section	21
Legal Quarter	SW
Quarter-Quarter Section	N2
Legal Subdivision	WATERFORD UNIT 1
Legal Block	1
Legal Lot Number	19
Legal Unit	1
Jurisdiction	CLARK NV
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1020
Census Tract	5705

Owner

Source: Clark County records, as of April 15, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2098 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 21, 2021	Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 21, 2021	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE COMPAN
Jun 4, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 17, 2017	Deed of Trust, Mortgage · VA Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Dec 21, 2021
Deed Document Number	20211221 00003689
Deed Book / Page	2112 / 3689
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	2098 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 WILLOW BAY RD, LAUGHLIN, NV 89029-1256

Mortgage

Document Number	0000000103
Date	Nov 6, 2025
Instrument	20251106-0000103

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Dec 21, 2021
Property Address	2098 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Document Number	0000003689
Map Reference	MB 98 PG 61
Instrument Date	Dec 17, 2021
Instrument	20211221-0003689
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,810.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 SAN DE CRISTO CT, 103, BLOOMFIELD, NM 87413-6518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 WILLOW BAY RD, LAUGHLIN, NV 89029-1256

Mortgage

Document Number	0000003690
Date	Dec 21, 2021
Instrument	20211221-0003690

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARK NV
Recording Date	Dec 21, 2021
Property Address	2098 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Document Number	0000003688
Map Reference	MB 98 PG 61
Instrument Date	Dec 17, 2021
Instrument	20211221-0003688
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SANDECRISTO CT, BLOOMFIELD, NM 87413-6518

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	2098 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 WILLOW BAY RD, LAUGHLIN, NV 89029-1256

Mortgage

Document Number	202106040000699
Date	Jun 4, 2021
Instrument	20210604-0000699

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	2098 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Document Number	0000001076
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 WILLOW BAY RD LAUGHLIN NV 890291256, LAUGHLIN, NV 89029-1256

Mortgage

Document Number	0000001076
Date	Feb 24, 2017
Instrument	170224001076

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

Source: Clark County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$98,786 Land $16,100 Building $82,686	$282,246 Land $46,000 Building $236,246
2023	$2,206.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEND WATER DISTRICT serves 9,000 people · EPA ID NV0004092
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	940 / 940
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
isp.net Fixed Wireless	200 / 50

May also be available: T-Mobile.

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