2078 Willow Bay Rd, Laughlin, NV 89029 Property Records

Clark County property record for 2078 Willow Bay Rd, Laughlin, NV 89029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,248 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Apr 2026)
Tax Bill	$2,798 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`264-21-317-007`

Property Details

APN / Parcel Number

Primary APN	`264-21-317-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	1,624 sqft
2nd Floor Area	624 sqft
Family Room	Family Room
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	468 sqft
Patio Area	468 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2078 WILLOW BAY RD
City	LAUGHLIN
State	NV
Zip	89029-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	WATERFORD UNIT 1 PLAT BOOK 98 PAGE 61 LOT 20 BLOCK 1
Legal Range	66E
Legal Township	32S
Legal Section	21
Legal Subdivision	WATERFORD UNIT 1
Legal Block	1
Legal Lot Number	20
Legal Unit	1
Jurisdiction	CLARK NV
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1020
Census Tract	5705

Owner

Source: Clark County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2078 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 9, 2022	Affidavit of Death of Joint Tenant, Transfer
Jan 25, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 25, 2017	Grant Deed, Transfer · Conventional Mortgage EUGENE & SUSAN O'NEILL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Jan 25, 2022 · Amount on File
Deed Document Number	20261562
Prior Transfer Date	Jan 24, 2025
Prior Transfer Doc	0000000749
Record Updated	Oct 29, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Apr 1, 2026
Property Address	2078 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Document Number	0000001562
Instrument Date	Mar 31, 2026
Instrument	20261562
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208,615.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2078 WILLOW BAY RD, LAUGHLIN, NV 89029-1256

Mortgage

Document Number	0000001563,
Date	Apr 1, 2026
Instrument	202611563

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLARK NV
Recording Date	Mar 9, 2022
Property Address	2078 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Document Number	0000002250
Map Reference	MB 98 PG 61
Instrument Date	Mar 8, 2022
Instrument	20220309-0002250
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Jan 25, 2022
Property Address	2078 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Document Number	0000003206
Map Reference	MB 98 PG 61
Instrument Date	Jan 13, 2022
Instrument	20220125-0003206
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE IN, FIRST AMERICAN TITLE INSU

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,963.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3132 ACACIA CT, 3132, LAUGHLIN, NV 89029-0801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 WILLOW BAY RD, LAUGHLIN, NV 89029-1256

Mortgage

Document Number	0000003207
Date	Jan 25, 2022
Instrument	20220125-0003207

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARK NV
Recording Date	Aug 25, 2017
Property Address	2078 WILLOW BAY RD, LAUGHLIN, NV 89029-1256
Document Number	0000000865
Instrument Date	Aug 14, 2017
Instrument	170825000865
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 WILLOW BAY RD LAUGHLIN NV 890291256, LAUGHLIN, NV 89029-1256

Mortgage

Document Number	866
Date	Aug 25, 2017
Instrument	170825000866

Lender

Name	EUGENE & SUSAN O'NEILL
Address	3132 ACACIA CT, LAUGHLIN, NV 89029-0801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Clark County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,798.00 (+19.57%)	$106,575 (%) Land $17,500 Building $89,075
2024		$106,578 Land $16,100 Building $90,478	$304,509 (+8.62%) Land $46,000 Building $258,509
2023	$2,340.00
2022			$280,340 Land $61,000 Building $219,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEND WATER DISTRICT serves 9,000 people · EPA ID NV0004092
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	940 / 940
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
isp.net Fixed Wireless	200 / 50

May also be available: T-Mobile.

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