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2098 Avinity Loop, Charlottesville, VA 22902 Property Records

Albemarle County property record for 2098 Avinity Loop, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2015
Square Footage1,728 sqft Finished Area
Lot Size2,134 sqft (0.049 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2020)
Tax Bill$4,447.00 (2026)

Property Details

APN / Parcel Number

Primary APN091A0-00-00-06300
Alternative APN
  • 37918

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,728 sqft Finished Area
Basement Area864 sqft Basement
Finished Basement541 sqft Finished
Unfinished Basement323 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialComposition/Composite Exterior
Construction TypeWood Construction
Roof MaterialWood Roof
Lot Area2,134 sqft (0.049 acres)
Patio Area192 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2098 AVINITY LOOP
CityCHARLOTTESVILLE
StateVA
Zip22902-8759
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAVINITY LOT 63 PHASE I
Legal SubdivisionAVINITY
JurisdictionALBEMARLE VA
Minor Civil DivisionSCOTTSVILLE
Census Blockgroup1
Census Block1007
Census Tract11303

Owner

Source: Albemarle County records · APN 091A0-00-00-06300

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2098 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8759
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTY HM MTG CORP
Mar 12, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTY HM MTG CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Prior SaleJan 28, 2015 · Amount on Record
Deed Doc Number20202794
Deed Book / Page5287 / 493
Record RefreshedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2098 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8759
Document Number0000004849
Instrument DateMar 12, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyCHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 AVINITY LOOP CHARLOTTESVILLE VA 229028759, CHARLOTTESVILLE, VA 22902-8759

Mortgage

Document Number0000004849
DateApr 30, 2020
Book Page005287/000496
Instrument4849
Lender
NameGUARANTY HM MTG CORP
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 29, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateMar 12, 2020
Property Address2098 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8759
Document Number0000002794
Book / Page005287 / 000493
Instrument DateFeb 27, 2020
Instrument2794
Transaction TypeTransfer
Record UpdatedApr 29, 2020
Title CompanyCHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 AVINITY LOOP CHARLOTTESVILLE VA 229028759, CHARLOTTESVILLE, VA 22902-8759

Mortgage

Document Number2795
DateMar 12, 2020
Book Page005287/000496
Instrument2795
Lender
NameGUARANTY HM MTG CORP
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 11, 2050

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,447.00 (+1.86%)$497,400 (+10.56%) Land $115,500 Building $381,900$497,400 (+10.56%) Land $115,500 Building $381,900
2025$4,366.00 (+13.64%)
2023$3,842.00$449,900 Land $95,200 Building $354,700$449,900 Land $95,200 Building $354,700

Flood & Wildfire

2098 Avinity Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 7,692 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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