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2095 Avinity Loop, Charlottesville, VA 22902 Property Records

Albemarle County property record for 2095 Avinity Loop, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2011
Square Footage2,268 sqft Finished Area
Lot Size2,483 sqft (0.057 acres)
OccupancyOwner Occupied
Last Sale$440,000 (2021)
Tax Bill$4,341.00 (2026)

Property Details

APN / Parcel Number

Primary APN091A0-00-00-06900
Alternative APN
  • 37924

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,268 sqft Finished Area
Basement Area836 sqft Basement
Finished Basement598 sqft Finished
Unfinished Basement238 sqft Unfinished
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick Veneer Exterior
Construction TypeWood Construction
Roof MaterialWood Roof
Lot Area2,483 sqft (0.057 acres)
Garage Area240 sqft Garage

Exterior Amenities

Deck Area108 sqft Deck
Patio Area80 sqft Patio
Porch Area18 sqft Porch
Arbor/PergolaArbor/Pergola

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2095 AVINITY LOOP
CityCHARLOTTESVILLE
StateVA
Zip22902-8758
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAVINITY 69 PHASE I
Legal SubdivisionAVINITY
JurisdictionALBEMARLE VA
Minor Civil DivisionSCOTTSVILLE
Census Blockgroup1
Census Block1008
Census Tract11303

Owner

Source: Albemarle County records · APN 091A0-00-00-06900

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2095 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8758
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Line of Credit
UPSTART MORTGAGE LLC
Dec 16, 2021Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CAPTIAL CENTER LLC
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Prior SaleMar 27, 2012 · Amount on Record
Deed Doc Number202120619
Deed Book / Page5655 / 157
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2095 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8758
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2095 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8758

Mortgage

Document Number202500012452
DateDec 29, 2025
Instrument202500012452
Lender
NameUPSTART MORTGAGE LLC
TypeMortgage Company
AddressSAN MATEO, CA 94403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 22, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateDec 16, 2021
Property Address2095 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8758
Document Number005655/157
Book / Page5655 / 157
Map ReferenceMB 4018 PG 509-511M
Instrument DateDec 09, 2021
Instrument202100020619
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2095 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8758

Mortgage

Document Number202100020620
DateDec 16, 2021
Instrument202100020620
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2095 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8758
Document Number0000018768
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedJan 06, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2095 AVINITY LOOP CHARLOTTESVILLE VA 229028758, CHARLOTTESVILLE, VA 22902-8758

Mortgage

Document Number0000018768
DateDec 22, 2020
Book Page005449/000538
Instrument18768
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 21, 2050
Interest
Rate2.75%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2095 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8758
Document Number0000004185
Instrument DateApr 18, 2018
Transaction TypeMortgage
Record UpdatedMay 09, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2095 AVINITY LOOP CHARLOTTESVILLE VA 229028758, CHARLOTTESVILLE, VA 22902-8758

Mortgage

Document Number0000004185
DateApr 23, 2018
Book Page005037/000211
Instrument4185
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 22, 2033

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,341.00 (+0.46%)$485,600 (+6.68%) Land $115,500 Building $370,100$485,600 (+6.68%) Land $115,500 Building $370,100
2025$4,321.00 (+11.17%)
2023$3,887.00$455,200 Land $95,200 Building $360,000$455,200 Land $95,200 Building $360,000

Flood & Wildfire

2095 Avinity Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 7,692 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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