2097 Avinity Loop, Charlottesville, VA 22902 Property Records

Albemarle County property record for 2097 Avinity Loop, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2012
Square Footage	2,288 sqft Finished Area
Lot Size	1,655 sqft (0.038 acres)
Garage	240 sqft
Last Sale	$247,500 (2012)
Tax Bill	$4,040.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`091A0-00-00-07000`
Alternative APN	`37925`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,288 sqft Finished Area
Basement Area	836 sqft Basement
Finished Basement	598 sqft Finished
Unfinished Basement	238 sqft Unfinished
Stories	3 Stories

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Composition/Composite Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	1,655 sqft (0.038 acres)
Garage Area	240 sqft Garage
Deck Area	142 sqft Deck
Patio Area	80 sqft Patio
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	2097 AVINITY LOOP
City	CHARLOTTESVILLE
State	VA
Zip	22902-8758
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AVINITY 70 PHASE I
Legal Subdivision	AVINITY
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SCOTTSVILLE
Census Blockgroup	1
Census Block	1008
Census Tract	11303

Owner

Source: Albemarle County records · APN 091A0-00-00-07000

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	304 WELLINGTON DR, CHARLOTTESVILLE, VA 22903-4742
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2012 · Amount on Record
Deed Sale	Apr 27, 2012 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Doc Number	20125216
Deed Book / Page	4166 / 276
Prior Transfer Date	Apr 17, 2012
Prior Transfer Doc	4166/276
Record Refreshed	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2097 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-8758
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5642/51
Date	Nov 17, 2021
Book Page	5642/51
Instrument	2021-00019200

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 01, 2036
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,040.00 (+2.83%)	$451,900 (+2.82%) Land $105,000 Building $346,900	$451,900 (+2.82%) Land $105,000 Building $346,900
2025	$3,929.00 (+5.34%)	$439,500 (+0.62%) Land $87,000 Building $352,500	$439,500 (+0.62%) Land $87,000 Building $352,500
2023	$3,730.00	$436,800 Land $86,500 Building $350,300	$436,800 Land $86,500 Building $350,300

Flood & Wildfire

2097 Avinity Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 7,692 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.