Hubbard County property record for 20974 Ginger Rd, Park Rapids, MN 56470 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,505 sqft · built 1988 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,710 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Jun 2026 Sale |
| APN | 16.64.01800 |
| Primary APN | 16.64.01800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Metal |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 45,738 sqft (1.05 acres) |
| Lot Width | 153 ft Width |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 2,400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 440 sqft |
|---|---|
| Patio Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Convection |
| Account Number | 103057 |
|---|---|
| Street Address | 20974 GINGER RD |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-5250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.05 AC LKE SHOREHAM SHORES LOT 18 BLK 1 |
| Legal Subdivision | SHOREHAM SHORES |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | LAKE EMMA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 70200 |
Source: Hubbard County records · APN 16.64.01800
Assessment roll updated May 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20974 GINGER RD, PARK RAPIDS, MN 56470-5250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 22, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 22, 2024 |
| Transfer Doc | 0000434573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Jun 22, 2026 |
| Property Address | 20974 GINGER RD, PARK RAPIDS, MN 56470-5250 |
| Document Number | 0000447006 |
| Instrument Date | Jun 21, 2026 |
| Instrument | 2026447006 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Jun 22, 2026 |
| Property Address | 20974 GINGER RD, PARK RAPIDS, MN 56470-5250 |
| Document Number | 0000447005 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026447005 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20974 GINGER RD, PARK RAPIDS, MN 56470-5250 |
Source: Hubbard County records · Assessment roll updated May 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| County Subdivision | Lake Emma Township |
| Unified School District | Park Rapids Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,710.00 (+8.49%) Homeowner's exemption | $446,700 (+12.15%) Land $145,100 Building $301,600 | $446,700 (+12.15%) Land $145,100 Building $301,600 |
| 2024 | $2,498.00 (-43.51%) | $398,300 (+16.94%) Land $122,100 Building $276,200 | $398,300 (+16.94%) Land $122,100 Building $276,200 |
| 2022 | $4,422.00 | $340,600 Land $91,100 Building $249,500 | $340,600 Land $91,100 Building $249,500 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270570702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001, river or lake flooding, Severe Winter Storms, Flooding, And Tornadoes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Paul Bunyan Rural Telephone Cooperative | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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