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20888 Ginger Rd, Park Rapids, MN 56470 Property Records

Hubbard County property record for 20888 Ginger Rd, Park Rapids, MN 56470

Property Summary

Property TypeSingle Family Home
Details1,054 sqft · built 1985
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Oct 2024)
Tax Bill$1,834 (2025)
Deeds & MortgagesOct 2024 Construction Loan
Oct 2024 Sale
APN16.64.02100

Property Details

APN / Parcel Number

Primary APN16.64.02100
Alternative APNs
  • 103780
  • 8993

Interior

Stories1 Story
Building Area1,054 sqft Living Area
Basement Area896 sqft
Finished Basement896 sqft
FlooringTile
Interior WallsWood

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialGalvanized Metal
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions180 ft deep x 180 ft wide
Garage TypeMixed
Garage Area1,024 sqft
Deck Area48 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Heating SystemGravity Furnace

Location & Zoning

Account Number103780
Street Address20888 GINGER RD
CityPARK RAPIDS
StateMN
Zip56470-5251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.90 AC LKE SHOREHAM SHORES LOT 21 BLK 1
Legal SubdivisionSHOREHAM SHORES
Legal Block1
Legal Lot Number21
JurisdictionHUBBARD MN
Township / Civil DivisionLAKE EMMA
Census Block Group2
Census Block2030
Census Tract70200

Owner

Source: Hubbard County assessment roll, APN 16.64.02100, as of May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20888 GINGER RD, PARK RAPIDS, MN 56470-5251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2024Deed of Trust, Mortgage · Construction Mortgage
NORTHWOODS BANK OF MINNESOTA
Oct 29, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2024 · Amount on Record
Deed SaleOct 29, 2024 · Amount on Record
Deed Document Number2024437644
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address20888 GINGER RD, PARK RAPIDS, MN 56470-5251
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000437645
DateOct 29, 2024
InstrumentA000437645
Lender
NameNORTHWOODS BANK OF MINNESOTA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateOct 29, 2024
Property Address20888 GINGER RD, PARK RAPIDS, MN 56470-5251
Document NumberA000437644
Instrument DateOct 29, 2024
InstrumentA000437644
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20888 GINGER RD, PARK RAPIDS, MN 56470-5251

Tax Assessment & Valuation

Source: Hubbard County assessment roll as of May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionLake Emma Township
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,834.00 (+60.03%)$277,000 (+32.6%) Land $178,600 Building $98,400$277,000 (+32.6%) Land $178,600 Building $98,400
2024$208,900 (+21.95%) Land $149,600 Building $59,300$208,900 (+21.95%) Land $149,600 Building $59,300
2022$1,146.00$171,300 Land $107,000 Building $64,300$171,300 Land $107,000 Building $64,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270570702002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1999–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 32 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Paul Bunyan Rural Telephone Cooperative
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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