20853 Ginger Rd, Park Rapids, MN 56470 Property Records

Hubbard County property record for 20853 Ginger Rd, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,008 sqft · built 2005
Lot Size	2.67 acres (116,305 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Aug 2020)
Tax Bill	$2,534 (2025)
Deeds & Mortgages	Aug 2020 Sale Jul 2019 Refinance
APN	`16.64.03100`

Property Details

APN / Parcel Number

Primary APN	`16.64.03100`
Alternative APN	`57508`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	560 sqft
Finished Basement	504 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	116,305 sqft (2.67 acres)
Lot Width	303 ft Width
Garage Area	560 sqft
Driveway	Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Deck Area	228 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	57508
Street Address	20853 GINGER RD
City	PARK RAPIDS
State	MN
Zip	56470-5251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.67 AC LKE SHOREHAM SHORES LOT 31 BLK 1
Legal Subdivision	SHOREHAM SHORES
Legal Block	1
Legal Lot Number	31
Jurisdiction	HUBBARD MN
Township / Civil Division	LAKE EMMA
Census Block Group	2
Census Block	2030
Census Tract	70200

Owner

Source: Hubbard County assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2670 BEECH CIR, LONGMONT, CO 80503-8110
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Warranty Deed, Transfer
Jul 2, 2019	Warranty Deed, Transfer · Stand-Alone Refinance CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Mar 28, 2005 · Amount on Record
Deed Document Number	2020410594
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0000306763
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Aug 6, 2020
Property Address	20853 GINGER RD, PARK RAPIDS, MN 56470-5251
Document Number	A000410594
Instrument Date	Jul 28, 2020
Instrument	A000410594
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Jul 2, 2019
Property Address	20853 GINGER RD, PARK RAPIDS, MN 56470-5251
Document Number	A000403575
Instrument Date	Jul 1, 2019
Instrument	A000403575
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000403576
Date	Jul 2, 2019
Instrument	A000403576

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Lake Emma Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,534.00 (-0.08%)	$395,800 (+7.12%) Land $109,200 Building $286,600	$395,800 (+7.12%) Land $109,200 Building $286,600
2022	$2,536.00	$369,500 Land $81,000 Building $288,500	$369,500 Land $81,000 Building $288,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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