Stearns County property record for 20973 125th Ave, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,628 sqft · built 2006 |
| Lot Size | 9.98 acres (434,729 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Mar 2006) |
| Tax Bill | $5,862 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-12199-0050 |
| Primary APN | 20-12199-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| Gross Area | 2,605 sqft |
| 1st Floor Area | 1,628 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 434,729 sqft (9.98 acres) |
| Garage Type | Attached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 20973 125TH AVE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9.98A E 329.50' OF W 659' OF NE4NE4 OLD# 76.41655.0300 SECTION 31 TOWNSHIP 123 RANGE 029 SECTION 31 TOWNSHIP 123 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 31 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MAINE PRAIRIE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11302 |
Source: Stearns County records · APN 20-12199-0050
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20973 125TH AVE, COLD SPRING, MN 56320-9544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2006 · Amount on Record |
| Deed Sale | Mar 03, 2006 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Maine Prairie Township |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,862.00 (+18.95%) | $717,000 (+15.09%) Land $148,400 Building $568,600 | $717,000 (+15.09%) Land $148,400 Building $568,600 |
| 2025 | $623,000 (+11.59%) Land $139,700 Building $483,300 | $623,000 (+11.59%) Land $139,700 Building $483,300 | |
| 2023 | $4,928.00 | $558,300 Land $133,900 Building $424,400 | $558,300 Land $133,900 Building $424,400 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Lumen Technologies DSL | 10 / 1 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 8 locations within half a mile of this property.
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