Stearns County property record for 20738 125th Ave, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,824 sqft Living Area |
| Lot Size | 435,600 sqft (10 acres) |
| Garage | Attached, 1,680 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,240.00 (2026) |
Source: Stearns County records · APN 20-12199-0060
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20738 125TH AVE, COLD SPRING, MN 56320-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Maine Prairie Township |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,240.00 (+9.33%) | $517,500 (+9.38%) Land $148,500 Building $369,000 | $517,500 (+9.38%) Land $148,500 Building $369,000 |
| 2025 | $473,100 (+7.74%) Land $139,800 Building $333,300 | $473,100 (+7.74%) Land $139,800 Building $333,300 | |
| 2023 | $3,878.00 | $439,100 Land $134,100 Building $305,000 | $439,100 Land $134,100 Building $305,000 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 20-12199-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 1,946 sqft Gross Area |
| 1st Floor | 608 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 435,600 sqft (10 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,680 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 48 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 20738 125TH AVE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9505 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 10.00A SE4NE4 LESS W 988.50' OLD# 76.41655.0400 SECTION 31 TOWNSHIP 123 RANGE 029 SECTION 31 TOWNSHIP 123 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 31 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | MAINE PRAIRIE |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 11302 |
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