Stearns County property record for 20742 125th Ave, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,741 sqft · built 1978 |
| Lot Size | 10 acres (436,471 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $824 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-12199-0150 |
| Primary APN | 20-12199-0150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,741 sqft Living Area |
| Gross Area | 2,097 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 436,471 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Lean-To | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Street Address | 20742 125TH AVE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.02A E 329.50' OF W 659' OF SE4NE4 OLD# 76.41656.0300 SECTION 31 TOWNSHIP 123 RANGE 029 SECTION 31 TOWNSHIP 123 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 31 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MAINE PRAIRIE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11302 |
Source: Stearns County records · APN 20-12199-0150
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20742 125TH AVE, COLD SPRING, MN 56320-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Maine Prairie Township |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $824.00 (+246.22%) | $397,100 (+1.69%) Land $148,700 Building $248,400 | $397,100 (+1.69%) Land $148,700 Building $248,400 |
| 2025 | $390,500 (+10.12%) Land $140,000 Building $250,500 | $390,500 (+10.12%) Land $140,000 Building $250,500 | |
| 2023 | $238.00 | $354,600 Land $134,200 Building $220,400 | $354,600 Land $134,200 Building $220,400 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| Lumen Technologies | DSL | 40 / 3 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures