Houston County property record for 2097 Ramer Loop, Cottonwood, AL 36320
| Property Type | Vacant Land |
|---|---|
| Details | 1 ba |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-05-16-0-000-001-000 |
| Primary APN | 26-05-16-0-000-001-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 2097 RAMER LOOP |
|---|---|
| City | COTTONWOOD |
| State | AL |
| Zip | 36320-5105 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOC IN NE1/4 OF NE1/4 OF SEC 16 T7N R11W COM @ INT OF E LN O F SEC & S R/W OF RAMER LOOP THE W ALG R/W 138.01' TO POB TH S |
| Legal Range | 11W |
| Legal Township | 07N |
| Legal Section | 16 |
| Jurisdiction | HOUSTON AL |
| Township / Civil Division | COTTONWOOD |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 42000 |
Source: Houston County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2097 RAMER LOOP, COTTONWOOD, AL 36320-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Houston County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8.00 | $260 (-) | $2,600 (-) Land $2,600 |
| 2024 | $8.00 (+33.33%) | $260 (+18.18%) | $2,600 (+23.81%) Land $2,600 |
| 2023 | $6.00 | $220 (-) | $2,100 (-) Land $2,100 |
| 2022 | $6.00 | $220 | $2,100 Land $2,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2009–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| WOW Internet, Cable & Phone DSL | 25 / 3 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures