1400 Ramer Loop, Cottonwood, AL 36320 Property Records

Houston County property record for 1400 Ramer Loop, Cottonwood, AL 36320

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,877 sqft · built 1958
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Mar 2020)
Tax Bill	$514 (2025)
Deeds & Mortgages	Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-08-34-0-000-003-000`

Property Details

APN / Parcel Number

Primary APN	`19-08-34-0-000-003-000`
Alternative APNs	`48218` `61916`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,877 sqft Living Area
1st Floor Area	3,393 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)
Utility Building	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1400 RAMER LOOP
City	COTTONWOOD
State	AL
Zip	36320-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ NE COR OF LOT B OF FRAC SEC 34 T1N R27E TH SW 159.29' TO POB TH NW ALG R/W 131.38' W ALG R/W 174.96' S 202.73' SW
Legal Range	27E
Legal Township	01N
Legal Section	34
Legal Lot Number	B
Jurisdiction	HOUSTON AL
Township / Civil Division	COTTONWOOD
Census Block Group	3
Census Block	3040
Census Tract	42000

Owner

Source: Houston County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1400 RAMER LOOP, COTTONWOOD, AL 36320-5102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	2020835-0102
Deed Book / Page	835 / 102
Record Updated	Jun 8, 2026

March 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HOUSTON AL
Recording Date	Mar 9, 2020
Property Address	1400 RAMER LOOP, COTTONWOOD, AL 36320-5102
Document Number	000835/102
Book / Page	835 / 102
Instrument Date	Mar 6, 2020
Instrument	0835-0102
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3039 COUNTY ROAD 83 S, 3039, HEADLAND, AL 36345-7053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 RAMER LOOP, COTTONWOOD, AL 36320-5102

Tax Assessment & Valuation

Source: Houston County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$514.00 (+4.47%) Homeowner's exemption	$22,200 (+4.32%)	$221,860 (+4.26%) Land $19,600 Building $202,260
2024	$492.00 (+12.07%) Homeowner's exemption	$21,280 (+5.14%)	$212,800 (+5.19%) Land $19,600 Building $193,200
2023	$439.00 (+26.15%) Homeowner's exemption	$20,240 (+24.32%)	$202,300 (+24.42%) Land $15,700 Building $186,600
2022	$348.00 Homeowner's exemption	$16,280	$162,600 Land $15,700 Building $146,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
WOW Internet, Cable & Phone DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ramer Loop

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