Houston County property record for 560 Ramer Loop, Cottonwood, AL 36320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,213 sqft · built 1998 |
| Lot Size | 5.26 acres (229,126 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Oct 2013) |
| Tax Bill | $781 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-08-27-0-000-006-017 |
| Primary APN | 19-08-27-0-000-006-017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,213 sqft Living Area |
| 1st Floor Area | 2,804 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 229,126 sqft (5.26 acres) |
| Garage Type | Attached |
| Shed | 1 Shed |
| Shed Area | 800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 560 RAMER LOOP |
|---|---|
| City | COTTONWOOD |
| State | AL |
| Zip | 36320-5126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOC IN NW1/4 OF SW1/4 OF SEC 27 T1N R27E COM @ NE COR OF SEC TH S ALG R/W 665.37' TO POB TH S ALG R/W 345.60' W 643.72' N |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 27 |
| Jurisdiction | HOUSTON AL |
| Township / Civil Division | COTTONWOOD |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 42000 |
Source: Houston County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 560 RAMER LOOP, COTTONWOOD, AL 36320-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2013 · Amount on Record |
| Deed Sale | Oct 16, 2013 · Amount on Record |
| Deed Book / Page | 728 / 739 |
| Record Updated | Jun 8, 2026 |
Source: Houston County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $28,580 (+7.93%) | $285,600 (+7.85%) Land $39,700 Building $245,900 |
| 2023 | $781.00 Homeowner's exemption | $26,480 | $264,800 Land $31,800 Building $233,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2009–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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