Kane County property record for 2097 Monday Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,095 sqft · built 1986 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,251 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-200-019 |
| Primary APN | 06-04-200-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,095 sqft Living Area |
| Gross Area | 3,071 sqft |
| Basement Area | 976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 11,200 sqft (0.257 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 2097 MONDAY DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSORS CENTURY OAKS WEST LOT 4 |
| Legal Subdivision | WINDSORS CENTURY OAKS WEST |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 851910 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2097 MONDAY DR, ELGIN, IL 60123-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2097 MONDAY DR, ELGIN, IL 60123-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055287 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 2017K055287 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Max Rate | 21% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,251.00 (+30.2%) Homeowner's exemption Senior Citizen's exemption | $124,163 (+8.57%) Land $29,604 Building $94,559 | $372,638 (+8.57%) Land $88,848 Building $283,791 |
| 2024 | $114,362 (+21.39%) Land $27,267 Building $87,095 | $343,223 (+21.44%) Land $81,834 Building $261,390 | |
| 2022 | $6,337.00 (-4.12%) Homeowner's exemption | $94,208 (+6.96%) Land $22,462 Building $71,746 | $282,624 (+6.96%) Land $67,386 Building $215,238 |
| 2021 | $6,609.00 Homeowner's exemption | $88,077 Land $21,000 Building $67,077 | $264,231 Land $63,000 Building $201,231 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet.
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