Kane County property record for 2092 Monday Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,091 sqft · built 1986 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,000 (Jun 1997) |
| Tax Bill | $8,070 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-200-032 |
| Primary APN | 06-04-200-032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,091 sqft Living Area |
| Gross Area | 2,818 sqft |
| Basement Area | 727 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,750 sqft (0.201 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2092 MONDAY DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSORS CENTURY OAKS WEST LOT 22 |
| Legal Subdivision | WINDSORS CENTURY OAKS WEST |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 851910 |
2092 Monday Dr is owned and occupied by two individuals who bought it in June 1997.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2092 MONDAY DR, ELGIN, IL 60123-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 1997 · Amount on File |
| Deed Sale | Jun 6, 1997 · Amount on File |
| Deed Document Number | 199736609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 16, 2026 |
| Property Address | 2092 MONDAY DR, ELGIN, IL 60123-1117 |
| Document Number | 0000015376 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202615376 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2092 MONDAY DR, ELGIN, IL 60123-1117 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015376, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202615376 |
| Name | NEIGHBORHOODLOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 2092 Monday Dr was $8,070 with exemptions applied, up 4.9% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,070.00 (+4.86%) Homeowner's exemption Senior Citizen's exemption | $121,792 (+8.57%) Land $28,124 Building $93,668 | $365,522 (+8.57%) Land $84,406 Building $281,116 |
| 2024 | $7,696.00 | $112,178 Land $25,904 Building $86,274 | $336,669 Land $77,743 Building $258,926 |
| 2022 | $7,492.00 (+4.46%) Homeowner's exemption | $92,409 (+6.96%) Land $21,339 Building $71,070 | $277,227 (+6.96%) Land $64,017 Building $213,210 |
| 2021 | $7,172.00 Homeowner's exemption | $86,395 Land $19,950 Building $66,445 | $259,185 Land $59,850 Building $199,335 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2092 Monday Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2092 Monday Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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