2094 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 2094 Monday Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,005 sqft · built 1986
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jan 2011)
Tax Bill	$8,524 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-200-033`

Property Details

APN / Parcel Number

Primary APN	`06-04-200-033`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,005 sqft Living Area
Gross Area	2,732 sqft
Basement Area	727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,750 sqft (0.201 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2094 MONDAY DR
City	ELGIN
State	IL
Zip	60123-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSORS CENTURY OAKS WEST LOT 23
Legal Subdivision	WINDSORS CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	23
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1005
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2094 MONDAY DR, ELGIN, IL 60123-1117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Dec 12, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST BANK FINANCIAL CENTER
Oct 31, 2016	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2011 · Amount on Record
Deed Sale	Jan 6, 2011 · Amount on Record
Prior Sale	Dec 11, 2006 · Amount on Record
Deed Document Number	20111507
Last Transfer Date	Nov 6, 2017
Transfer Doc	0000064480
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2094 MONDAY DR, ELGIN, IL 60123-1117
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021909
Date	Mar 19, 2021
Instrument	2021K021909

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 12, 2017
Property Address	2094 MONDAY DR, ELGIN, IL 60123-1117
Document Number	0000064480
Instrument Date	Nov 6, 2017
Instrument	2017K064480
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2094 MONDAY DR, ELGIN, IL 60123-1117

Mortgage

Document Number	0000064481
Date	Dec 12, 2017
Instrument	2017K064481

Lender

Name	FIRST BANK FINANCIAL CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2094 MONDAY DR, ELGIN, IL 60123-1117
Document Number	0000009256
Instrument Date	Oct 31, 2016
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2094 MONDAY DR ELGIN IL 601231117, ELGIN, IL 60123-1117

Mortgage

Document Number	0000009256
Date	Feb 17, 2017
Instrument	9256

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,524.00 (+15.86%) Homeowner's exemption	$119,739 (+8.57%) Land $28,124 Building $91,615	$359,361 (+8.57%) Land $84,406 Building $274,955
2024		$110,287 (+21.39%) Land $25,904 Building $84,383	$330,993 (+21.44%) Land $77,743 Building $253,250
2022	$7,357.00 (+4.47%) Homeowner's exemption	$90,851 (+6.96%) Land $21,339 Building $69,512	$272,553 (+6.96%) Land $64,017 Building $208,536
2021	$7,042.00 Homeowner's exemption	$84,939 Land $19,950 Building $64,989	$254,817 Land $59,850 Building $194,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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