St. Croix County property record for 2097 Cook Dr, Somerset, WI 54025
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (May 2015) |
| Tax Bill | $3,582 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-1183-60-000 |
| Primary APN | 038-1183-60-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 65,776 sqft (1.51 acres) |
|---|
| Street Address | 2097 COOK DR |
|---|---|
| City | SOMERSET |
| State | WI |
| Zip | 54025-7514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 21 T31N R18W SW NW LOT 6 CIRCLE C ADDITION |
| Legal Range | 18W |
| Legal Township | 31N |
| Legal Section | 21 |
| Legal Subdivision | CIRCLE C ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | STAR PRAIRIE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 120602 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2097 COOK DR, SOMERSET, WI 54025-7514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on Record |
| Deed Sale | May 22, 2015 · Amount on Record |
| Prior Sale | Dec 3, 2007 · Amount on Record |
| Deed Document Number | 20151012507 |
| Prior Transfer Date | Mar 3, 2014 |
| Prior Transfer Doc | 0000993508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 2097 COOK DR, SOMERSET, WI 54025-7514 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2097 COOK DR, SOMERSET, WI 54025-7514 |
| Document Number | 0001201942 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 1201942 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 2097 COOK DR, SOMERSET, WI 54025-7514 |
| Document Number | 0001100131 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2097 COOK DR SOMERSET WI 540257514, SOMERSET, WI 54025-7514 |
| Document Number | 0001100131 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 1100131 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 8, 2035 |
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Star Prairie Town |
| Unified School District | New Richmond School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,582.00 (+0.03%) | ||
| 2025 | $3,581.00 (+10.83%) | $202,900 (-) Land $27,600 Building $175,300 | $202,900 (-) Land $27,600 Building $175,300 |
| 2023 | $3,231.00 (+4.23%) | $202,900 (-) Land $27,600 Building $175,300 | $202,900 (-) Land $27,600 Building $175,300 |
| 2022 | $3,100.00 | $202,900 Land $27,600 Building $175,300 | $202,900 Land $27,600 Building $175,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: AT&T, Northwest Communications.
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