2106 Cook Dr, Somerset, WI 54025 Property Records

St. Croix County property record for 2106 Cook Dr, Somerset, WI 54025

Property Summary

Property Type	Single Family Home
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,182 (2026)
Deeds & Mortgages	Feb 2023 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-1184-20-000`

Property Details

APN / Parcel Number

Primary APN	`038-1184-20-000`
Alternative APN	`21.31.18.929`

Exterior

Lot Area	118,919 sqft (2.73 acres)

Location & Zoning

Street Address	2106 COOK DR
City	SOMERSET
State	WI
Zip	54025-7551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 21 T31N R18W SE NW LOT 12 CIRCLE C ADDITION
Legal Range	18W
Legal Township	31N
Legal Section	21
Legal Subdivision	CIRCLE C ADDITION
Legal Lot Number	12
Jurisdiction	ST CROIX WI
Township / Civil Division	STAR PRAIRIE
Census Block Group	3
Census Block	3030
Census Tract	120602

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2106 COOK DR, SOMERSET, WI 54025-7551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Transfer on Death Deed, Transfer
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Aug 1, 2018	Deed of Trust, Mortgage · VA Mortgage GOLDWATER BANK NA
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage GOLDWATER BANK NA
Apr 23, 2021	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021
Deed Sale	Apr 23, 2021
Deed Document Number	20211128482
Last Transfer Date	Feb 8, 2023
Transfer Doc	0001163915
Record Updated	Oct 29, 2026

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 14, 2023
Property Address	2106 COOK DR, SOMERSET, WI 54025-7551
Document Number	0001163915
Instrument Date	Feb 13, 2023
Instrument	1163915
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2106 COOK DR, SOMERSET, WI 54025-7551
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001128350
Date	Apr 22, 2021
Instrument	1128350

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2041

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2106 COOK DR, SOMERSET, WI 54025-7551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001068971
Date	Aug 1, 2018
Instrument	1068971

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2106 COOK DR, SOMERSET, WI 54025-7551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001084931
Date	Jul 19, 2019
Instrument	1084931

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Apr 23, 2021
Property Address	2106 COOK DR, SOMERSET, WI 54025-7551
Document Number	0001128482
Instrument Date	Jan 13, 2021
Instrument	1128482
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2106 COOK DR, SOMERSET, WI 54025-7551

Mortgage

Document Number	0001128483
Date	Apr 23, 2021
Instrument	1128483

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Star Prairie Town
Unified School District	New Richmond School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,182.00 Homeowner's exemption
2025	$4,182.00 (+12.78%) Homeowner's exemption	$248,800 (-) Land $34,700 Building $214,100	$248,800 (-) Land $34,700 Building $214,100
2023	$3,708.00 (+3.23%) Homeowner's exemption	$248,800 (-) Land $34,700 Building $214,100	$248,800 (-) Land $34,700 Building $214,100
2022	$3,592.00 Homeowner's exemption	$248,800 Land $34,700 Building $214,100	$248,800 Land $34,700 Building $214,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Northwest Communications.

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