2091 Cook Dr, Somerset, WI 54025 Property Records

St. Croix County property record for 2091 Cook Dr, Somerset, WI 54025

Property Summary

Property Type	Single Family Home
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jan 2016)
Tax Bill	$3,335 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-1183-30-000`

Property Details

APN / Parcel Number

Primary APN	`038-1183-30-000`
Alternative APN	`21.31.18.920`

Exterior

Lot Area	65,776 sqft (1.51 acres)

Location & Zoning

Street Address	2091 COOK DR
City	SOMERSET
State	WI
Zip	54025-7514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 21 T31N R18W SE NW LOT 3 CIRCLE C ADDITION
Legal Range	18W
Legal Township	31N
Legal Section	21
Legal Subdivision	CIRCLE C ADDITION
Legal Lot Number	3
Jurisdiction	ST CROIX WI
Township / Civil Division	STAR PRAIRIE
Census Block Group	3
Census Block	3032
Census Tract	120602

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2091 COOK DR, SOMERSET, WI 54025-7514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional with PMI ROYAL CU
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2016 · Amount on Record
Deed Sale	Jan 7, 2016 · Amount on Record
Prior Sale	Jun 24, 2009 · Amount on Record
Deed Document Number	20161023573
Prior Transfer Date	Jan 20, 2009
Prior Transfer Doc	0000889942
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2091 COOK DR, SOMERSET, WI 54025-7514
Document Number	0001113292
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2091 COOK DR SOMERSET WI 540257514, SOMERSET, WI 54025-7514

Mortgage

Document Number	0001113292
Date	Oct 5, 2020
Instrument	1113292

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2091 COOK DR, SOMERSET, WI 54025-7514
Document Number	0001085992
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2091 COOK DR SOMERSET WI 540257514, SOMERSET, WI 54025-7514

Mortgage

Document Number	0001085992
Date	Jul 31, 2019
Instrument	1085992

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2039

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Star Prairie Town
Unified School District	New Richmond School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,335.00 (+0.03%) Homeowner's exemption
2025	$3,334.00 (+13.29%) Homeowner's exemption	$201,800 (-) Land $27,600 Building $174,200	$201,800 (-) Land $27,600 Building $174,200
2023	$2,943.00 (+2.97%) Homeowner's exemption	$201,800 (-) Land $27,600 Building $174,200	$201,800 (-) Land $27,600 Building $174,200
2022	$2,858.00 Homeowner's exemption	$201,800 Land $27,600 Building $174,200	$201,800 Land $27,600 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Northwest Communications.

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