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2097 Constitution Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2097 Constitution Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,550 sqft · built 2019
Lot Size0.282 acres (12,284 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Dec 2023)
Tax Bill$3,068 (2024)
Deeds & MortgagesDec 2023 Sale & Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN23-2S-27-0752-00C00-0120

Property Details

APN / Parcel Number

Primary APN23-2S-27-0752-00C00-0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,550 sqft Heated Area
Gross Area2,263 sqft
1st Floor Area1,970 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2019
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area12,284 sqft (0.282 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area258 sqft
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number232S27075200C000120
Street Address2097 CONSTITUTION DR
CityNAVARRE
StateFL
Zip32566-8509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionCOMMODORE PARK LOT 12 BLK C AS DES IN OR 4455 PG 157
Legal Range27W
Legal Township02S
Legal Section23
Legal SubdivisionCOMMODORE PARK
Legal BlockC
Legal Lot Number12
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2015
Census Tract10821

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2097 CONSTITUTION DR, NAVARRE, FL 32566-8509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Warranty Deed, Transfer · VA Mortgage
OPEN MORTGAGE LLC
Nov 18, 2019Warranty Deed, Transfer · VA Mortgage
FIDELITY BANK
Jul 30, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2023 · Amount on Record
Deed SaleDec 1, 2023 · Amount on Record
Prior SaleNov 18, 2019 · Amount on Record
Deed Document Number202353354
Deed Book / Page4455 / 157
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 1, 2023
Property Address2097 CONSTITUTION DR, NAVARRE, FL 32566-8509
Document Number0044550157
Book / Page4455 / 157
Map ReferenceMB C PG 156
Instrument DateOct 17, 2023
Instrument202353354
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address142 HUNTINGTON TRL, LEXINGTON, NC 27295-8840

Transferred To (Grantee/Buyer)

NameVerified Name
Address2097 CONSTITUTION DR, NAVARRE, FL 32566-8509

Mortgage

Document Number0004455159
DateDec 1, 2023
Instrument4455/159
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2053

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 18, 2019
Property Address2097 CONSTITUTION DR, NAVARRE, FL 32566-8509
Document Number0038910405
Book / Page3891 / 0405
Map ReferenceMB C PG 156
Instrument DateNov 15, 2019
Instrument201951999
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyRELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7985 NEWPORT ST, 7985, NAVARRE, FL 32566-7507

Transferred To (Grantee/Buyer)

NameVerified Name
Address2097 CONSTITUTION DR, NAVARRE, FL 32566-8509

Mortgage

Document Number0038910406
DateNov 18, 2019
Instrument3891/0406
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 30, 2019
Property Address2097 CONSTITUTION DR, NAVARRE, FL 32566-8509
Document Number0038541973
Book / Page003854 / 001973
Instrument DateJul 18, 2019
Instrument33106
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7985 NEWPORT ST NAVARRE FL 325667507, NAVARRE, FL 32566-7507

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,068.00 (+21.6%)$256,519 (+5.01%) Land $40,000 Building $216,519$256,519 (+5.01%) Land $40,000 Building $216,519
2023$2,523.00 (-7.04%)$244,283 (+3.57%) Land $30,000 Building $214,283$244,283 (+3.57%) Land $30,000 Building $214,283
2022$2,714.00$235,872$235,872 Land $28,000 Building $207,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation35.9 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 162 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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