Santa Rosa County property record for 2089 Constitution Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft · built 2019 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $368,000 (Jul 2023) |
| Tax Bill | $2,520 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2025 Assignment + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 23-2S-27-0752-00C00-0130 |
| Primary APN | 23-2S-27-0752-00C00-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 2,157 sqft |
| 1st Floor Area | 1,550 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,892 sqft (0.273 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Patio Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2089 CONSTITUTION DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | COMMODORE PARK LOT 13 BLK C AS DES IN OR 4412 PG 1300 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 23 |
| Legal Subdivision | COMMODORE PARK |
| Legal Block | C |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10821 |
Source: Santa Rosa County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2089 CONSTITUTION DR, NAVARRE, FL 32566-8509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 4, 2025 | Assignment of Lease, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 7, 2023 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC |
| Dec 31, 2019 | Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS |
| Jul 30, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on Record |
| Deed Sale | Jul 7, 2023 · Amount on Record |
| Prior Sale | Dec 31, 2019 · Amount on Record |
| Deed Document Number | 202330291 |
| Deed Book / Page | 4412 / 1300 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2089 CONSTITUTION DR, NAVARRE, FL 32566-8509 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2089 CONSTITUTION DR, NAVARRE, FL 32566-8509 |
| Document Number | 0047210568 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 4721/568 |
| Instrument | 202613460 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 4, 2025 |
| Property Address | 2089 CONSTITUTION DR, NAVARRE, FL 32566-8509 |
| Document Number | 0046851820 |
| Book / Page | 4685 / 1820 |
| Map Reference | MB 2520 PG 787 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 202556723 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2089 CONSTITUTION DR, NAVARRE, FL 32566-8509 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 7, 2023 |
| Property Address | 2089 CONSTITUTION DR, NAVARRE, FL 32566-8509 |
| Document Number | 0044121300 |
| Book / Page | 4412 / 1300 |
| Map Reference | MB C PG 156 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 202330291 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,576.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 BEAR TOOTH DR, BOX ELDER, SD 57719-8204 |
| Name | Verified Name |
|---|---|
| Address | 2089 CONSTITUTION DR, NAVARRE, FL 32566-8509 |
| Document Number | 0044121302 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 4412/1302 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 2089 CONSTITUTION DR, NAVARRE, FL 32566-8509 |
| Document Number | 0039050573 |
| Book / Page | 003905 / 000573 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 58948 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2089 CONSTITUTION DR NAVARRE FL 325668509, NAVARRE, FL 32566-8509 |
| Document Number | 39050574 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 003905/000574 |
| Instrument | 58949 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PENSACOLA, FL 32501-3903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 30, 2019 |
| Property Address | 2089 CONSTITUTION DR, NAVARRE, FL 32566-8509 |
| Document Number | 0038541974 |
| Book / Page | 003854 / 001974 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 33107 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7985 NEWPORT ST NAVARRE FL 325667507, NAVARRE, FL 32566-7507 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $257,264 (+2.29%) Land $40,000 Building $217,264 | $257,264 (+2.29%) Land $40,000 Building $217,264 | |
| 2024 | $2,520.00 (-10.35%) Homeowner's exemption Disabled Person's exemption | $251,497 (+5.09%) Land $40,000 Building $211,497 | $251,497 (+5.09%) Land $40,000 Building $211,497 |
| 2023 | $2,811.00 (+5.68%) | $239,313 (+3.58%) Land $30,000 Building $209,313 | $239,313 (+3.58%) Land $30,000 Building $209,313 |
| 2022 | $2,660.00 | $231,051 | $231,051 Land $28,000 Building $203,051 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 35.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 162 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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