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2096 Constitution Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2096 Constitution Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,550 sqft · built 2020
Lot Size0.285 acres (12,415 sqft)
Owner2 Individual Names on Record
Last Sale$359,000 (May 2023)
Tax Bill$2,725 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jan 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN23-2S-27-0752-00C00-0110

Property Details

APN / Parcel Number

Primary APN23-2S-27-0752-00C00-0110
Alternative APN
  • S27223075200C000110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,550 sqft Living Area
Gross Area2,216 sqft
1st Floor Area1,550 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area12,415 sqft (0.285 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2096 CONSTITUTION DR
CityNAVARRE
StateFL
Zip32566-8508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionCOMMODORE PARK LOT 11 BLK C AS DES IN OR 4391 PG 855
Legal Range27W
Legal Township2S
Legal Section23
Legal SubdivisionCOMMODORE PARK
Legal BlockC
Legal Lot Number11
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2015
Census Tract10821

Owner

Source: Santa Rosa County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2096 CONSTITUTION DR, NAVARRE, FL 32566-8508
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 3, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 29, 2020Warranty Deed, Transfer · VA Mortgage
TRIDENT HM LNS
Jul 30, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2023 · Amount on Record
Deed SaleMay 3, 2023 · Amount on Record
Prior SaleJan 29, 2020 · Amount on Record
Deed Document Number202319271
Deed Book / Page4391 / 855
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 3, 2023
Property Address2096 CONSTITUTION DR, NAVARRE, FL 32566-8508
Document Number0043910855
Book / Page4391 / 855
Map ReferenceMB C PG 156
Instrument DateApr 28, 2023
Instrument202319271
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,513.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address141 CALEB CT, LADSON, SC 29456-4560

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2096 CONSTITUTION DR, NAVARRE, FL 32566-8508

Mortgage

Document Number0004391857
DateMay 3, 2023
Instrument4391/857
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 29, 2020
Property Address2096 CONSTITUTION DR, NAVARRE, FL 32566-8508
Document Number0039130704
Book / Page003913 / 000704
Instrument DateJan 24, 2020
Instrument4332
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2096 CONSTITUTION DR NAVARRE FL 325668508, NAVARRE, FL 32566-8508

Mortgage

Document Number39130705
DateJan 29, 2020
Book Page003913/000705
Instrument4333
Lender
NameTRIDENT HM LNS
TypeFunding / Finance Company
AddressPENSACOLA, FL 32501-3903
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 28, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 30, 2019
Property Address2096 CONSTITUTION DR, NAVARRE, FL 32566-8508
Document Number0038541971
Book / Page003854 / 001971
Instrument DateAug 15, 2018
Instrument33104
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7985 NEWPORT ST NAVARRE FL 325667507, NAVARRE, FL 32566-7507

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,725.00 (+2.95%) Homeowner's exemption$263,537 (+2.31%) Land $40,000 Building $223,537$263,537 (+2.31%) Land $40,000 Building $223,537
2024$2,647.00 (-11.08%) Homeowner's exemption$257,590 (+5%) Land $40,000 Building $217,590$257,590 (+5%) Land $40,000 Building $217,590
2023$2,977.00 (+5.16%)$245,330 (+3.57%) Land $30,000 Building $215,330$245,330 (+3.57%) Land $30,000 Building $215,330
2022$2,831.00$236,876$236,876 Land $28,000 Building $208,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation35.9 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 162 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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