2097 Arroyo Dr, Riverside, CA 92506 Property Records

Riverside County property record for 2097 Arroyo Dr, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,528 sqft · built 1956
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$645,000 (Apr 2022)
Tax Bill	$7,661 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`222-111-003`

Property Details

APN / Parcel Number

Primary APN	`222-111-003`
Alternative APN	`043700066`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,274 sqft
1st Floor Area	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	043700066
Street Address	2097 ARROYO DR
City	RIVERSIDE
State	CA
Zip	92506-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1125
Legal Description	POR LOT 4 AND LOT 3 MB 007/018 VICTORIA PARK ADD
Legal Subdivision	VICTORIA PARK ADD
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2000
Census Tract	30603

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2097 ARROYO DR, RIVERSIDE, CA 92506-1659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU
Apr 15, 2022	Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Apr 15, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Feb 14, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jan 24, 2018	Quit Claim Deed, Transfer · Line of Credit FINANCIAL PTRS CU
Jan 24, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Deed Document Number	2022180349
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	0000180348
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2097 ARROYO DR, RIVERSIDE, CA 92506-1659
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 ARROYO DR, RIVERSIDE, CA 92506-1659

Mortgage

Document Number	0000400096
Date	Dec 29, 2025
Instrument	2025-0400096

Lender

Name	FOURLEAF FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 15, 2022
Property Address	2097 ARROYO DR, RIVERSIDE, CA 92506-1659
Document Number	0000180349
Map Reference	MB 7 PG 18
Instrument Date	Mar 31, 2022
Instrument	2022-0180349
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2097 ARROYO DR, RIVERSIDE, CA 92506-1659

Mortgage

Document Number	0000180350
Date	Apr 15, 2022
Instrument	2022-0180350

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 15, 2022
Property Address	2097 ARROYO DR, RIVERSIDE, CA 92506-1659
Document Number	0000180348
Map Reference	MB 7 PG 18
Instrument Date	Mar 30, 2022
Instrument	2022-0180348
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 989, BRECKENRIDGE, CO 80424-0981

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 14, 2018
Property Address	2097 ARROYO DR, RIVERSIDE, CA 92506-1659
Document Number	0000055485
Instrument Date	Jan 18, 2018
Instrument	55485
Transaction Type	Transfer
Record Updated	Feb 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2097 ARROYO DR RIVERSIDE CA 925061659, RIVERSIDE, CA 92506-1659

January 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 24, 2018
Property Address	2097 ARROYO DR, RIVERSIDE, CA 92506-1659
Document Number	0000027626
Instrument Date	Dec 12, 2017
Instrument	27626
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 24, 2018
Property Address	2097 ARROYO DR, RIVERSIDE, CA 92506-1659
Document Number	0000027628
Instrument Date	Dec 12, 2017
Instrument	27628
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2097 ARROYO DR RIVERSIDE CA 925061659, RIVERSIDE, CA 92506-1659

Mortgage

Document Number	27629
Date	Jan 24, 2018
Instrument	27629

Lender

Name	FINANCIAL PTRS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 23, 2043

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 24, 2018
Property Address	2097 ARROYO DR, RIVERSIDE, CA 92506-1659
Document Number	0000027627
Instrument Date	Dec 12, 2017
Instrument	27627
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2097 ARROYO DR RIVERSIDE CA 925061659, RIVERSIDE, CA 92506-1659

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$741,783 (+8.37%) Land $166,520 Building $575,263
2025	$7,661.00 (+3.85%)	$684,478 (+4.04%) Land $95,508 Building $588,970
2023	$7,377.00 (+186.93%)	$657,900 Land $91,800 Building $566,100
2022	$2,571.00
2021			$563,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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