Wayne County property record for 20950 Vernier Rd, Harper Woods, MI 48225
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,097 sqft · built 1950 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $136,500 (Aug 2024) |
| Tax Bill | $6,897 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42 010 07 0319 004 |
| Primary APN | 42 010 07 0319 004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,097 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 112 ft deep x 35.9 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 20950 VERNIER RD |
|---|---|
| City | HARPER WOODS |
| State | MI |
| Zip | 48225-1476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 156C319A2 320A 321B THE WLY 71 FT OF THE ELY 2 FT OF LOT 319 ALSO THE SLY 71 FT OF LOT 320 ALSO THE NLY 21.83 FT OF THE ELY |
| Legal Subdivision | HARPER HOME-SITES |
| Legal Lot Number | 319-321 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | HARPER WOODS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 551300 |
20950 Vernier Rd is owned by a company that bought it in August 2024 and is owner-occupied.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 47029 HIDDEN MEADOWS DR, MACOMB, MI 48044-3092 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Line of Credit ALLIANCE CATHOLIC CREDIT UNION |
| May 14, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 28, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2024 · Amount on File |
| Deed Sale | Aug 27, 2024 · Amount on File |
| Prior Sale | Jun 24, 2013 · Amount on File |
| Deed Document Number | 2024235435 |
| Deed Book / Page | 59049 / 1283 |
| Prior Transfer Date | Nov 28, 2022 |
| Prior Transfer Doc | 0579710011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 20950 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Document Number | 0000196317 |
| Book / Page | 60321 / 311 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026196317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 47029 HIDDEN MEADOWS DR, MACOMB, MI 48044-3092 |
| Document Number | 0000196317, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 60321/311 |
| Instrument | 2026196317 |
| Name | ALLIANCE CATHOLIC CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 14, 2026 |
| Property Address | 20950 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Document Number | 0000183126 |
| Book / Page | 60285 / 551 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026183126 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 47029 HIDDEN MEADOWS DR, MACOMB, MI 48044-3092 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 28, 2022 |
| Property Address | 20950 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Document Number | 0579710011 |
| Book / Page | 57971 / 11 |
| Map Reference | LB 53 PG 23 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022339321 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20950 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 24846 MORTON ST, DOWAGIAC, MI 49047-9612 |
The 2025 property tax bill for 20950 Vernier Rd was $6,897 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Harper Woods City |
| Unified School District | Grosse Pointe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,600 (+10.89%) | $175,200 (+10.89%) | |
| 2025 | $6,897.00 Homeowner's exemption | $79,000 | $158,000 |
| 2023 | $2,213.00 Homeowner's exemption | $67,900 | $135,800 |
| 2020 | $2,046.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20950 Vernier Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 20950 Vernier Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARPER WOODS serves 14,236 people · EPA ID MI0003020 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Dec 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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