Wayne County property record for 20940 Vernier Rd, Harper Woods, MI 48225
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,261 sqft · built 1951 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,023 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42 010 07 0317 004 |
| Primary APN | 42 010 07 0317 004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| 1st Floor Area | 1,038 sqft |
| Basement Area | 885 sqft |
| Unfinished Basement | 885 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 112 ft deep x 40 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20940 VERNIER RD |
|---|---|
| City | HARPER WOODS |
| State | MI |
| Zip | 48225-1476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 156C317A2 TO 319A1 321C 322C THE SLY 71 FT OF THE ELY 2 FT OF LOT 317 ALSO THE SLY 71 FT OF LOT 318 ALSO THE SLY 71 FT OF THE |
| Legal Subdivision | HARPER HOME-SITES |
| Legal Lot Number | 0317 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | HARPER WOODS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 551300 |
20940 Vernier Rd is owned and occupied by an individual who acquired it in February 2024.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Apr 11, 2024 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Feb 20, 2024 | Intrafamily Transfer, Transfer |
| Oct 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN LEGACY CU |
| May 2, 2022 | Intrafamily Transfer, Transfer |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN LEGACY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 20, 2024 |
| Transfer Doc | 0586890584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Document Number | 0600701183 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 60070/1183 |
| Instrument | 2026049335 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Document Number | 0588130877 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 58813/877 |
| Instrument | 2024134510 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Feb 20, 2024 |
| Property Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Document Number | 0586890584 |
| Book / Page | 58689 / 584 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2024035491 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Name | Verified Name |
|---|---|
| Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20940 VERNIER RD, DETROIT, MI 48225-1476 |
| Document Number | 0579020942 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 57902/942 |
| Instrument | 2022307770 |
| Name | MICHIGAN LEGACY CU |
|---|---|
| Type | Credit Union |
| Address | WYANDOTTE, MI 48192 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 2, 2022 |
| Property Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Document Number | 0576040613 |
| Book / Page | 57604 / 613 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022173605 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20940 VERNIER RD, 20940, HARPER WOODS, MI 48225-1476 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 20940 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Document Number | 0535641237 |
| Book / Page | 053564 / 001237 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 20940 VERNIER RD HARPER WOODS MI 482251476, HARPER WOODS, MI 48225-1476 |
| Document Number | 0535641237 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 053564/001237 |
| Instrument | 69680 |
| Name | MICHIGAN LEGACY CU |
|---|---|
| Address | PONTIAC, MI 48342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 8, 2032 |
The 2025 property tax bill for 20940 Vernier Rd was $3,023 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Harper Woods City |
| Unified School District | Grosse Pointe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,600 (+10.91%) | $197,200 (+10.91%) | |
| 2025 | $3,023.00 Homeowner's exemption | $88,900 | $177,800 |
| 2023 | $2,896.00 Homeowner's exemption | $76,500 | $153,000 |
| 2020 | $2,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20940 Vernier Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 20940 Vernier Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARPER WOODS serves 14,236 people · EPA ID MI0003020 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Dec 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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