Wayne County property record for 20904 Vernier Rd, Harper Woods, MI 48225
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,108 sqft · built 1951 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,518 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 42 010 07 0308 004 |
| Primary APN | 42 010 07 0308 004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Basement Area | 1,108 sqft |
| Unfinished Basement | 1,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 112 ft deep x 51 ft wide |
| Garage Area | 253 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 20904 VERNIER RD |
|---|---|
| City | HARPER WOODS |
| State | MI |
| Zip | 48225-1476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 156C308A2 TO 311A1 326D 327C THE SLY 71 FT OF THE ELY 9 FT OF LOT 308 ALSO THE SLY 71 FT OF LOTS 309 AND 310 ALSO THE SLY 71 |
| Legal Subdivision | HARPER HOME-SITES |
| Legal Lot Number | 0308 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | HARPER WOODS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 551300 |
20904 Vernier Rd is owner-occupied and held in a trust since June 2024.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20904 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 14, 2024 |
| Transfer Doc | 0589480385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 20904 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0537440860 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 53744/0860 |
| Instrument | 2017210866 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 20904 VERNIER RD, HARPER WOODS, MI 48225-1476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0540050746 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 54005/0746 |
| Instrument | 2017330705 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 25, 2042 |
The 2025 property tax bill for 20904 Vernier Rd was $3,518 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Harper Woods City |
| Unified School District | Grosse Pointe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,100 (+2.72%) | $196,200 (+2.72%) | |
| 2025 | $3,518.00 Homeowner's exemption | $95,500 | $191,000 |
| 2023 | $3,370.00 Homeowner's exemption | $76,400 | $152,800 |
| 2020 | $3,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20904 Vernier Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 20904 Vernier Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARPER WOODS serves 14,236 people · EPA ID MI0003020 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Dec 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures