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2095 W Cave Cotton Loop, Benson, AZ 85602 Property Records

Cochise County property record for 2095 W Cave Cotton Loop, Benson, AZ 85602

Property Summary

Property TypeSingle Family Home
Details1,686 sqft · built 2006
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$260,500 (Apr 2022)
Tax Bill$1,985 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Apr 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN123-47-700

Property Details

APN / Parcel Number

Primary APN123-47-700
Alternative APN
  • 123-47-70005

Interior

Stories1 Story
Building Area1,686 sqft Living Area
Gross Area2,444 sqft
1st Floor Area1,686 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialOther
Construction TypeWood
Roof MaterialConcrete
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area758 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number123-47-70005
Street Address2095 W CAVE COTTON LOOP
CityBENSON
StateAZ
Zip85602-6799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKARTCHNER VISTAS LOT 27
Legal Range020
Legal Township017
Legal Section18
Legal SubdivisionKARTCHNER VISTAS
Legal Lot Number27
Legal Unit27
JurisdictionCOCHISE AZ
Township / Civil DivisionBENSON
Census Block Group1
Census Block1039
Census Tract304

Owner

Source: Cochise County assessment roll, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 805, BENSON, AZ 85602-0805
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2020Deed of Trust, Mortgage · VA Mortgage
GUILD MORTGAGE CO
Apr 8, 2022Warranty Deed, Transfer · VA Mortgage
ALTITUDE FINANCIAL CORP
Apr 8, 2022Intrafamily Transfer, Transfer
PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Jul 12, 2018Warranty Deed, Transfer · VA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 8, 2022 · Amount on Record
Deed SaleApr 8, 2022 · Amount on Record
Prior SaleJul 12, 2018 · Amount on Record
Deed Document Number20228868
Prior Transfer DateDec 6, 2006
Prior Transfer Doc0070100321
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address2095 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
Transaction TypeMortgage
Record UpdatedApr 21, 2022
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002548
DateFeb 7, 2020
Instrument2020-02548
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateApr 8, 2022
Property Address2095 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
Document Number0000008868
Map ReferenceMB 15 PG 39
Instrument DateApr 7, 2022
Instrument2022-08868
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11024 VALLEY FORGE RD, MOSS POINT, MS 39562-9516

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
AddressPO BOX 805, BENSON, AZ 85602-0805

Mortgage

Document Number0000008869
DateApr 8, 2022
Instrument2022-08869
Lender
NameALTITUDE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOCHISE AZ
Recording DateApr 8, 2022
Property Address2095 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
Document Number0000008867
Map ReferenceMB 15 PG 39
Instrument DateMar 18, 2022
Instrument2022-08867
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11024 VALLEY FORGE RD, MOSS POINT, MS 39562-9516

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateJul 12, 2018
Property Address2095 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
Document Number0000012792
Map ReferenceMB15 PG39
Instrument DateJul 6, 2018
Instrument2018-12792
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyPIONEER TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2095 W CAVE COTTON LOOP, 2095, BENSON, AZ 85602-6799

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2095 W CAVE COTTON LOOP, BENSON, AZ 85602-6799

Mortgage

Document Number0000012793
DateJul 12, 2018
Instrument2018-12793
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
MunicipalityBenson City
Unified School DistrictBenson Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,357 (-5.77%) Land $2,400 Building $18,957$213,573 (-5.77%) Land $24,000 Building $189,573
2025$1,985.00 (+7.94%)$22,665 (+14.45%) Land $2,400 Building $20,265$226,652 (+14.45%) Land $24,000 Building $202,652
2024$19,803 Land $2,400 Building $17,403$198,030 Land $24,000 Building $174,030
2023$1,839.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 76% of Arizona
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENSON, CITY OF WATER SYSTEM
serves 5,355 people · EPA ID AZ0402005
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		1,000 / 35
Midvale Telephone Exchange
Fixed Wireless		300 / 100
Verizon
Fixed Wireless		300 / 20

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