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2086 W Cave Cotton Loop, Benson, AZ 85602 Property Records

Cochise County property record for 2086 W Cave Cotton Loop, Benson, AZ 85602

Property Summary

Property TypeSingle Family Home
Details2,182 sqft · built 2006
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Tax Bill$1,662 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN123-47-696

Property Details

APN / Parcel Number

Primary APN123-47-696
Alternative APN
  • 123-47-69607

Interior

Stories2 Stories
Building Area2,182 sqft Living Area
Gross Area2,703 sqft
1st Floor Area2,182 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialOther
Construction TypeWood
Roof MaterialConcrete
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area521 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number123-47-69607
Street Address2086 W CAVE COTTON LOOP
CityBENSON
StateAZ
Zip85602-6798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKARTCHNER VISTAS LOT 23
Legal Range020
Legal Township017
Legal Section18
Legal SubdivisionKARTCHNER VISTAS
Legal Lot Number23
Legal Unit23
JurisdictionCOCHISE AZ
Township / Civil DivisionBENSON
Census Block Group1
Census Block1039
Census Tract304

Owner

Source: Cochise County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2086 W CAVE COTTON LOOP, BENSON, AZ 85602-6798
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Jun 25, 2019Intrafamily Transfer, Transfer · VA Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2019
Deed SaleJun 25, 2019
Prior SaleDec 7, 2006 · Amount on Record
Deed Document Number201912007
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address2086 W CAVE COTTON LOOP, BENSON, AZ 85602-6798
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015281
DateJul 28, 2020
Instrument2020-15281
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOCHISE AZ
Recording DateJun 25, 2019
Property Address2086 W CAVE COTTON LOOP, BENSON, AZ 85602-6798
Document Number0000012007
Map ReferenceMB 15 PG 39-39N
Instrument DateJun 18, 2019
Instrument2019-12007
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanySOLIDIFI TITLE AGCY LTD 0506

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2086 W CAVE COTTON LOOP, BENSON, AZ 85602-6798

Mortgage

Document Number0000012008
DateJun 25, 2019
Instrument2019-12008
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
MunicipalityBenson City
Unified School DistrictBenson Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$23,373 (-5.82%) Land $2,400 Building $20,973$233,728 (-5.82%) Land $24,000 Building $209,728
2025$1,662.00 (-16.78%)$24,818 (+15.3%) Land $2,400 Building $22,418$248,182 (+15.3%) Land $24,000 Building $224,182
2024$21,525 Land $2,400 Building $19,125$215,247 Land $24,000 Building $191,247
2023$1,997.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 76% of Arizona
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENSON, CITY OF WATER SYSTEM
serves 5,355 people · EPA ID AZ0402005
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		1,000 / 35
MTE Communications
Fixed Wireless		300 / 100
Verizon
Fixed Wireless		300 / 20

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