2095 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2095 Surf Rd, Panacea, FL 32346

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 672 sqft · built 1969
Lot Size0.803 acres (34,979 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Apr 2001)
Tax Bill$2,137 (2025)
Flood ZoneZone VE (high risk)
APN03-6S-02W-035-03775-000

Property Details

APN / Parcel Number

Primary APN03-6S-02W-035-03775-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area672 sqft Heated Area
Gross Area836 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1972
Architectural StyleMobile/Manufactured
Exterior MaterialOther
Construction TypeFrame
Foundation TypeWood
Roof TypeFlat
Roof MaterialMetal
Lot Area34,979 sqft (0.803 acres)
Lot Dimensions140 ft deep x 150 ft wide
DrivewayDriveway
Driveway Area1,800 sqft

Exterior Amenities

Deck Area144 sqft
Patio Area164 sqft
Shed1 Shed
Shed Area500 sqft
Utility Building49 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air

Location & Zoning

Street Address2095 SURF RD
CityPANACEA
StateFL
Zip32346-2576
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSURF BLOCK L LOTS 10 THRU 14 OR 50 P 268 & OR 65 P 460 OR 207 P 492 OR 327 P 211 OR 392 P 561 OR 405 P 627
Legal Range02W
Legal Township06S
Legal Section03
Legal SubdivisionSURF
Legal BlockL
Legal Lot Number10-14 11
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group2
Census Block2028
Census Tract10102

Owner

Source: Wakulla County records · APN 03-6S-02W-035-03775-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address2128 TRIMBLE RD, TALLAHASSEE, FL 32303-3324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2001 · Amount on Record
Deed SaleApr 20, 2001 · Amount on Record
Deed Document Number0000405627
Deed Book / Page0405 / 0627
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,137.00 (+5.01%) Homeowner's exemption$100,369 (+2.4%)$131,857 (+6.96%) Land $38,250 Building $93,607
2024$2,035.00 (+2.57%) Homeowner's exemption$98,013 (+4.43%)$123,282 (+8.22%) Land $38,250 Building $85,032
2023$1,984.00 (+20.9%) Homeowner's exemption$93,855 (+2.45%)$113,919 (+8.64%) Land $33,750 Building $80,169
2022$1,641.00 Homeowner's exemption$91,610$104,861 Land $33,750 Building $71,111

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 73 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 units insured
incl. 28 condo units
Nearby Flood Claims15 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Based on FCC filings for 39 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPANACEA AREA WATER SYSTEM
serves 3,020 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Surf Rd

Nearby Streets

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