2149 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2149 Surf Rd, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,612 sqft · built 1997
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Aug 2019)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone VE (high risk)
APN	`03-6S-02W-000-03709-006`

Property Details

APN / Parcel Number

Primary APN	`03-6S-02W-000-03709-006`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	4,073 sqft
1st Floor Area	1,612 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Carport
Garage Area	832 sqft
Carport	Carport
Carport Area	832 sqft
Driveway	Driveway

Exterior Amenities

Porch	Screened Porch
Porch Area	1,014 sqft
Deck Area	56 sqft
Greenhouse	192 sqft
Utility Building	64 sqft
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2149 SURF RD
City	PANACEA
State	FL
Zip	32346-2577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P-17-6-M-43 1.09 AC M/L IN THE SE 1/4 OF THE SE 1/4 OF SECT 3 & BEING FRONTED BY HWY 372 OR 291 P 640 OR 414 P 270 OR 947 P 770 OR 996 P 383 OR 996 P 386 OR 1012 P 633 OR 1121 P 247 DC OR 1273 P 481
Legal Range	02W
Legal Township	06S
Legal Section	03
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2028
Census Tract	10102

Owner

Source: Wakulla County records · APN 03-6S-02W-000-03709-006

Assessment roll updated January 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2149 SURF RD, PANACEA, FL 32346-2577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Apr 12, 2016 · Amount on Record
Deed Document Number	2019371780
Deed Book / Page	1121 / 247
Prior Transfer Date	May 19, 2014
Prior Transfer Doc	0000323252
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Aug 19, 2019
Property Address	2149 SURF RD, PANACEA, FL 32346-2577
Document Number	0000371780
Book / Page	001121 / 000247
Instrument Date	Aug 12, 2019
Instrument	371780
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 W FIVE NOTCH RD NORTH AUGUSTA SC 29841, NORTH AUGUSTA, SC 29841

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated January 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00 (+4.3%) Homeowner's exemption Widower's exemption	$198,511 (+2.9%)	$249,368 (+14.31%) Land $12,000 Building $237,368
2024	$2,418.00 (+2.81%) Homeowner's exemption Widower's exemption	$192,916 (+3%)	$218,142 (-1.33%) Land $12,000 Building $206,142
2023	$2,352.00 (+2.08%) Homeowner's exemption Widower's exemption	$187,297 (+3%)	$221,074 (+11.33%) Land $12,000 Building $209,074
2022	$2,304.00 Homeowner's exemption Disabled Person's exemption	$181,842	$198,578 Land $12,000 Building $186,578

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 39 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.