2095 E 400 S, Berne, IN 46711 Property Records

Adams County property record for 2095 E 400 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 2,046 sqft · built 1961
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Feb 2026)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Feb 2026 Sale Mar 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`01-08-24-300-009.000-008`

Property Details

APN / Parcel Number

Primary APN	`01-08-24-300-009.000-008`
Alternative APNs	`01019000010165` `00789788430`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,046 sqft Living Area
1st Floor Area	2,046 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1971
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00789788430
Street Address	2095 E 400 S
City	BERNE
State	IN
Zip	46711-9148
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 200' OF W 619' OF S 272' SW SW SEC 24 (1.25A)
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2034
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1665 S 200 W, MONROE, IN 46772-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Warranty Deed, Transfer
Mar 10, 2022	Deed of Trust, Mortgage · ARM FIRST BANK OF BERNE
Nov 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK
Jan 24, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	202646689
Transfer Doc	0001465459
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Feb 12, 2026
Property Address	2095 E 400 S, BERNE, IN 46711-9148
Document Number	2026000586
Instrument Date	Feb 4, 2026
Instrument	2026000586
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 S 200 W, MONROE, IN 46772-9768

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2095 E 400 S, BERNE, IN 46711-9148
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000992
Date	Mar 10, 2022
Instrument	2022000992

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 5, 2027
Index	5-Year CMT
Margin	4

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2095 E 400 S, BERNE, IN 46711-9148
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004630
Date	Nov 22, 2019
Instrument	2019004630

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jan 24, 2020
Property Address	2095 E 400 S, BERNE, IN 46711-9148
Document Number	202020000383
Instrument Date	Jan 23, 2020
Instrument	202020000383
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202020000384
Date	Jan 24, 2020
Instrument	202020000384

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00 (+13.08%) Homeowner's exemption	$173,700 (+15.8%) Land $24,900 Building $148,800	$173,700 (+15.8%) Land $24,900 Building $148,800
2024	$1,070.00 (+2.2%)
2023	$1,047.00 (+21.74%)	$150,000 (+7.76%) Land $24,900 Building $125,100	$150,000 (+7.76%) Land $24,900 Building $125,100
2022	$860.00 (+7.1%)	$139,200 Land $24,800 Building $114,400	$139,200 Land $24,800 Building $114,400
2020	$803.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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