1878 E 400 S, Berne, IN 46711 Property Records

Adams County property record for 1878 E 400 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,456 sqft · built 1990
Lot Size	2.6 acres (113,561 sqft)
Owner	Individual Name on Record
Tax Bill	$424 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-08-26-201-013.001-008`

Property Details

APN / Parcel Number

Primary APN	`01-08-26-201-013.001-008`
Alternative APNs	`01013000000300` `01700390663`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	113,561 sqft (2.6 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01700390663
Street Address	1878 E 400 S
City	BERNE
State	IN
Zip	46711-9150
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MATTAX SUBD LOT 1 SEC 26 (2.607A)
Legal Subdivision	MATTAX SUB
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3033
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1878 E 400 S, BERNE, IN 46711-9150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · ARM FIRST BANK OF BERNE
Dec 5, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2016
Deed Sale	Nov 23, 2016
Deed Document Number	20164649
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1878 E 400 S, BERNE, IN 46711-9150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004202
Date	Nov 3, 2017
Instrument	2017004202

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	ARM
Amount	Amount Recorded
Term	239 Months
Due	Oct 25, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 25, 2022
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	9.49%
Index	5-Year CMT
Margin	4
Max Rate	9.49%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1878 E 400 S, BERNE, IN 46711-9150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004816
Date	Dec 5, 2019
Instrument	2019004816

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$424.00 (+9.28%) Homeowner's exemption	$92,200 (+10.42%) Land $27,400 Building $64,800	$92,200 (+10.42%) Land $27,400 Building $64,800
2024	$388.00 (-1.52%)
2023	$394.00 (+18.32%)	$83,500 (-0.71%) Land $27,200 Building $56,300	$83,500 (-0.71%) Land $27,200 Building $56,300
2022	$333.00 (+14.83%)	$84,100 Land $26,600 Building $57,500	$84,100 Land $26,600 Building $57,500
2020	$290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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