1849 E 400 S, Berne, IN 46711 Property Records

Adams County property record for 1849 E 400 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 4,816 sqft · built 2022
Lot Size	6.59 acres (287,235 sqft)
Owner	Individual Name on Record
Tax Bill	$4,717 (2025)
Deeds & Mortgages	Sep 2022 Refinance Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202300760_`

Property Details

APN / Parcel Number

Primary APN	`202300760_`
Alternative APNs	`01-08-23-401-001.502-008` `00000000014`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	4,816 sqft Living Area
1st Floor Area	4,816 sqft
Basement Area	2,896 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Metal
Lot Area	287,235 sqft (6.59 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	656 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00000000014
Street Address	1849 E 400 S
City	BERNE
State	IN
Zip	46711-9150
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	REPLAT LOT 1 AND LOT 3 ANNA HAECKER FARMS LOT 1B SEC 23 (6.594A)
Legal Lot Number	1,3,1B
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3026
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1849 E 400 S, BERNE, IN 46711-9150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1849 E 400 S, BERNE, IN 46711-9150
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004256
Date	Sep 27, 2022
Instrument	2022004256

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1849 E 400 S, BERNE, IN 46711-9150
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002448
Date	Jul 19, 2023
Instrument	2023002448

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00 (+1.99%) Homeowner's exemption	$533,800 (+64.7%) Land $34,800 Building $499,000	$533,800 (+64.7%) Land $34,800 Building $499,000
2024	$4,625.00 (+41.39%)
2023	$3,271.00 (+2,270.29%)	$324,100 (+3,712.94%) Land $33,700 Building $290,400	$324,100 (+3,712.94%) Land $33,700 Building $290,400
2022	$138.00	$8,500 Land $8,500	$8,500 Land $8,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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