20943 E Girard Dr, Aurora, CO 80013 Property Records

Arapahoe County property record for 20943 E Girard Dr, Aurora, CO 80013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,310 sqft · built 2003
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,778 (Nov 2003)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1975-35-4-18-006`

Property Details

APN / Parcel Number

Primary APN	`1975-35-4-18-006`
Alternative APNs	`034271694` `34271694` `271694`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,310 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	977 sqft
2nd Floor Area	1,333 sqft
Basement Area	24 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	740 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	90 sqft
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	034271694
Street Address	20943 E GIRARD DR
City	AURORA
State	CO
Zip	80013-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	SUBDIVISIONCD 017165 SUBDIVISIONNAME THE CONSERVATORY SUB 1ST FLG BLOCK 070 LOT 011 LOT 11 BLOCK 70 THE CONSERVATORY SUB 1ST FLG
Legal Range	66W
Legal Township	4S
Legal Section	35
Legal Quarter	4
Legal Subdivision	THE CONSERVATORY SUB 1ST FLG
Legal Block	070
Legal Lot Number	11
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	2
Census Block	2022
Census Tract	83000

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20943 E GIRARD DR, AURORA, CO 80013-8945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jul 26, 2019	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG
Aug 25, 2018	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2003 · Amount on Record
Deed Sale	Nov 25, 2003 · Amount on Record
Deed Document Number	2003252928
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	20943 E GIRARD DR, AURORA, CO 80013-8945
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20943 E GIRARD DR, AURORA, CO 80013-8945

Mortgage

Document Number	00E1052433
Date	Mar 30, 2021
Instrument	E1052433

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Aug 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	20943 E GIRARD DR, AURORA, CO 80013-8945
Document Number	00D9078211
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20943 E GIRARD DR AURORA CO 800138945, AURORA, CO 80013-8945

Mortgage

Document Number	00D9078211
Date	Aug 5, 2019
Instrument	D9078211

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	20943 E GIRARD DR, AURORA, CO 80013-8945
Document Number	00D8087687
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20943 E GIRARD DR AURORA CO 800138945, AURORA, CO 80013-8945

Mortgage

Document Number	00D8087687
Date	Sep 4, 2018
Instrument	D8087687

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,704 (-2.08%)	$583,400 (-) Land $190,000 Building $393,400
2025	$5,442.00 (+1.74%)	$36,463 (-6.28%)	$583,400 (-8.23%) Land $190,000 Building $393,400
2024	$5,349.00 (+13.57%)
2023		$38,907	$635,700 Land $170,000 Building $465,700
2021	$4,710.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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