20922 E Girard Dr, Aurora, CO 80013 Property Records

Arapahoe County property record for 20922 E Girard Dr, Aurora, CO 80013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,987 sqft · built 2003
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$432,000 (May 2019)
Tax Bill$5,641 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1975-35-3-21-022

Property Details

APN / Parcel Number

Primary APN1975-35-3-21-022
Alternative APNs
  • 034268073
  • 34268073
  • 268073

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,987 sqft Living Area
Gross Area3,428 sqft
1st Floor Area958 sqft
2nd Floor Area1,029 sqft
Basement Area632 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2007
Architectural StyleBi-Level
Exterior MaterialMasonry Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area670 sqft
DrivewayDriveway
Driveway Area3 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area139 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number034268073
Street Address20922 E GIRARD DR
CityAURORA
StateCO
Zip80013-8944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionSUBDIVISIONCD 017165 SUBDIVISIONNAME THE CONSERVATORY SUB 1ST FLG BLOCK 075 LOT 022 LOT 22 BLOCK 75 THE CONSERVATORY SUB 1ST FLG
Legal Range66W
Legal Township4S
Legal Section35
Legal Quarter3
Legal SubdivisionTHE CONSERVATORY SUB 1ST FLG
Legal Block075
Legal Lot Number22
JurisdictionARAPAHOE CO
Township / Civil DivisionSOUTH AURORA
Census Block Group2
Census Block2024
Census Tract83000

Owner

Source: Arapahoe County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20922 E GIRARD DR, AURORA, CO 80013-8944
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Line of Credit
BELLCO CU
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
May 23, 2019Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2019 · Amount on Record
Deed SaleMay 23, 2019 · Amount on Record
Prior SaleApr 17, 2012 · Amount on Record
Deed Document Number201948072
Prior Transfer DateOct 7, 2009
Prior Transfer Doc0000116469
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address20922 E GIRARD DR, AURORA, CO 80013-8944
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20922 E GIRARD DR, AURORA, CO 80013-8944

Mortgage

Document Number00E5067523
DateSep 19, 2025
InstrumentE5067523
Lender
NameBELLCO CU
TypeCredit Union
AddressENGLEWOOD, CO 80111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 28, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address20922 E GIRARD DR, AURORA, CO 80013-8944
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0074520
DateJun 22, 2020
InstrumentE0074520
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionARAPAHOE CO
Recording DateMay 23, 2019
Property Address20922 E GIRARD DR, AURORA, CO 80013-8944
Document Number00D9048072
Instrument DateMay 17, 2019
InstrumentD9048072
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyCAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$43.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20922 E GIRARD DR, AURORA, CO 80013-8944

Mortgage

Document Number00D9048073
DateMay 23, 2019
InstrumentD9048073
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateColorado
CountyArapahoe County
MunicipalityAurora City
Unified School DistrictAdams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,008 (-2.08%)$604,700 (-) Land $190,000 Building $414,700
2025$5,641.00 (+8.17%)$37,794 (-0.37%)$604,700 (-2.66%) Land $190,000 Building $414,700
2024$5,215.00 (+7.44%)
2023$37,935$621,200 Land $170,000 Building $451,200
2021$4,854.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AURORA
serves 533,407 people · EPA ID CO0103005
Water SourceSurface water
Last State InspectionSep 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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