20940 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20940 Rivers Ford, Estero, FL 33928 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,113 sqft · built 1999
Lot Size	0.154 acres (6,695 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (May 2005)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`27-46-25-E4-080H5.0130`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E4-080H5.0130`
Alternative APNs	`252746E4080H50130` `10273475`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,113 sqft Living Area
Gross Area	2,691 sqft
1st Floor Area	1,689 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,695 sqft (0.154 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	151 sqft
Patio Area	424 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10273475
Street Address	20940 RIVERS FRD
City	ESTERO
State	FL
Zip	33928-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK H5 LT 13
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	VILL AT CNTY CREEK
Legal Tract	E4
Legal Block	1
Legal Lot Number	13
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50210

Owner

Source: Lee County records · APN 27-46-25-E4-080H5.0130

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20940 RIVERS FRD, ESTERO, FL 33928-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2005 · Amount on Record
Deed Sale	May 18, 2005 · Amount on Record
Prior Sale	Oct 20, 1999 · Amount on Record
Deed Document Number	20056798959
Deed Book / Page	4715 / 130
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20940 RIVERS FRD, ESTERO, FL 33928-2263
Document Number	0000175540
Instrument Date	May 08, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20940 RIVERS FRD ESTERO FL 339282263, ESTERO, FL 33928-2263

Mortgage

Document Number	0000175540
Date	Jul 31, 2020
Instrument	175540

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,733.00 (+8.02%) Homeowner's exemption	$221,963 (+5.99%)	$378,403 (+1.77%) Land $87,129 Building $291,274
2023	$2,530.00 (-2.05%) Homeowner's exemption	$209,424 (+3%)	$371,833 (+23.1%) Land $104,535 Building $267,298
2022	$2,583.00 Homeowner's exemption	$203,324	$302,059 Land $89,839 Building $212,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.