Lee County property record for 20911 Rivers Ford, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,171 sqft · built 1999 |
| Lot Size | 0.179 acres (7,793 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $543,000 (Apr 2024) |
| Tax Bill | $5,408 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-46-25-E4-080H5.0290 |
| Primary APN | 27-46-25-E4-080H5.0290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,171 sqft Living Area |
| Gross Area | 2,766 sqft |
| 1st Floor Area | 1,551 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,793 sqft (0.179 acres) |
| View / Lot | Creek |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 215 sqft |
| Patio Area | 380 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10273491 |
|---|---|
| Street Address | 20911 RIVERS FRD |
| City | ESTERO |
| State | FL |
| Zip | 33928-2264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | VILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK H5 LOT 29 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 27 |
| Legal Subdivision | VILL AT CNTY CREEK |
| Legal Tract | E4 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50210 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8338 WHITEFORD RD, OTTAWA LAKE, MI 49267-8608 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP |
| Jun 10, 2020 | Warranty Deed, Transfer · Conventional with PMI PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on Record |
| Deed Sale | Apr 10, 2024 · Amount on Record |
| Prior Sale | Mar 15, 2023 · Amount on Record |
| Deed Document Number | 2024100338 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 15, 2023 |
| Property Address | 20911 RIVERS FRD, ESTERO, FL 33928-2264 |
| Document Number | 0000094720 |
| Map Reference | MB 57 PG 30-35 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023000094720 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | TITLE GROUP, TITLE GROUP OF FORT MYERS LT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9614 SPRINGLAKE CIR, ESTERO, FL 33928-6282 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20911 RIVERS FRD, ESTERO, FL 33928-2264 |
| Document Number | 0000094721 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023000094721 |
| Name | PRINCETON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 10, 2020 |
| Property Address | 20911 RIVERS FRD, ESTERO, FL 33928-2264 |
| Document Number | 0000131346 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 131346 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | BONITA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20911 RIVERS FRD ESTERO FL 339282264, ESTERO, FL 33928-2264 |
| Document Number | 131347 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 131347 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2050 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,408.00 (+52.51%) | $387,201 (+34.88%) Land $77,682 Building $309,519 | $387,201 (+0.85%) Land $77,682 Building $309,519 |
| 2023 | $3,546.00 (-0.89%) Homeowner's exemption | $287,081 (+3%) | $383,946 (+21.15%) Land $98,184 Building $285,762 |
| 2022 | $3,578.00 Homeowner's exemption | $278,719 | $316,916 Land $87,598 Building $229,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 143 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Hotwire Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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