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20946 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20946 Rivers Ford, Estero, FL 33928 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,027 sqft · built 1999
Lot Size0.177 acres (7,697 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Feb 2022)
Tax Bill$3,717 (2025)
Deeds & MortgagesOct 2023 Transfer
Feb 2022 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN27-46-25-E4-080H5.0140

Property Details

APN / Parcel Number

Primary APN27-46-25-E4-080H5.0140
Alternative APNs
  • 252746E4080H50140
  • 27462508000H50140
  • 10273476

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,027 sqft Living Area
Gross Area3,824 sqft
1st Floor Area2,059 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area7,697 sqft (0.177 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area513 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFlorida Room
Porch Area284 sqft
Patio Area576 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10273476
Street Address20946 RIVERS FRD
CityESTERO
StateFL
Zip33928-2263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK H5 LT 14
Legal Range25E
Legal Township46S
Legal Section27
Legal SubdivisionVILL AT CNTY CREEK
Legal TractE4
Legal BlockH5
Legal Lot Number14
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1000
Census Tract50210

Owner

Source: Lee County records · APN 27-46-25-E4-080H5.0140

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20946 RIVERS FRD, ESTERO, FL 33928-2263
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2023Intrafamily Transfer, Transfer
Feb 08, 2022Warranty Deed, Transfer
PREMIER REPUTATION TITLE AGCY LLC, PREMIER REPUTATION TITLE
Dec 14, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 08, 2022 · Amount on Record
Deed SaleFeb 08, 2022 · Amount on Record
Prior SaleDec 02, 2013 · Amount on Record
Deed Document Number202244036
Last Transfer DateSep 27, 2023
Transfer Doc0000322231
Record UpdatedJun 08, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateOct 03, 2023
Property Address20946 RIVERS FRD, ESTERO, FL 33928-2263
Document Number0000322231
Map ReferenceMB 57 PG 30-35
Instrument DateSep 27, 2023
Instrument2023000322231
Transaction TypeTransfer
Record UpdatedOct 17, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20946 RIVERS FRD, ESTERO, FL 33928-2263

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20946 RIVERS FRD, ESTERO, FL 33928-2263

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateFeb 08, 2022
Property Address20946 RIVERS FRD, ESTERO, FL 33928-2263
Document Number0000044036
Map ReferenceMB 57 PG 30-35
Instrument DateFeb 04, 2022
Instrument2022000044036
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPREMIER REPUTATION TITLE AGCY LLC, PREMIER REPUTATION TITLE

Transaction

AmountAmount Recorded
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address68 GILL ROAD, 68, GRAND BEND XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address20946 RIVERS FRD, ESTERO, FL 33928-2263

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateDec 14, 2021
Property Address20946 RIVERS FRD, ESTERO, FL 33928-2263
Document Number0000409181
Map ReferenceMB 57 PG 30-35
Instrument DateNov 18, 2021
Instrument2021000409181
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320946 RIVERS FORD, ESTERO, FL 33928

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,717.00 (+5.93%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$316,414 (+4.34%)$582,542 (+27.44%) Land $87,129 Building $495,413
2023$3,509.00 (-35.17%) Homeowner's exemption Senior Citizen's exemption$303,258 (-21.71%)$457,127 (+18.01%) Land $116,637 Building $340,490
2022$5,413.00$387,375 Land $89,839 Building $297,536$387,375 Land $89,839 Building $297,536

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710502101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 143 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 411 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Hotwire CommunicationsFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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