20940 Comer Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20940 Comer Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,662 sqft · built 1974
Lot Size	1.48 acres (64,483 sqft)
Owner	Individual Name on Record
Tax Bill	$4,075 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`503-16-076`

Property Details

APN / Parcel Number

Primary APN	`503-16-076`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,662 sqft Living Area
1st Floor Area	2,662 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Architectural Style	Other
Construction Type	Wood
Lot Area	64,483 sqft (1.48 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Pool Area	4,573 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20940 COMER DR
City	SARATOGA
State	CA
Zip	95070-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R140
Legal Description	LOT D BOOK 293 PAGE 53
Legal Subdivision	HUSTED ACRES
Legal Lot Number	D
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	507600

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20940 COMER DR, SARATOGA, CA 95070-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 17, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Nov 17, 2020
Last Transfer Date	Jul 1, 2021
Transfer Doc	0025015333
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 1, 2021
Property Address	20940 COMER DR, SARATOGA, CA 95070-3710
Document Number	0025015333
Map Reference	MB 293 PG 53
Instrument Date	Jun 25, 2021
Instrument	25015333
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20940 COMER DR, SARATOGA, CA 95070-3710

Mortgage

Document Number	0025015334
Date	Jul 1, 2021
Instrument	25015334

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 17, 2020
Property Address	20940 COMER DR, SARATOGA, CA 95070-3710
Document Number	0024704937
Instrument Date	Oct 22, 2020
Instrument	24704937
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20940 COMER DR SARATOGA CA 950703710, SARATOGA, CA 95070-3710

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 17, 2020
Property Address	20940 COMER DR, SARATOGA, CA 95070-3710
Document Number	0024704936
Instrument Date	Oct 22, 2020
Instrument	24704936
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20940 COMER DR SARATOGA CA 950703710, SARATOGA, CA 95070-3710

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,075.00 (+5.49%) Homeowner's exemption	$256,708 (+4.04%) Land $61,189 Building $195,519
2023	$3,863.00 (+2.49%) Homeowner's exemption	$246,742 Land $58,814 Building $187,928
2022	$3,769.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, Ridge Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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