21020 Comer Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 21020 Comer Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,214 sqft · built 1976
Lot Size	1.98 acres (86,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,200,000 (Oct 2020)
Tax Bill	$53,286 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`503-17-063`

Property Details

APN / Parcel Number

Primary APN	`503-17-063`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,214 sqft Living Area
1st Floor Area	3,214 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	86,684 sqft
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	21020 COMER DR
City	SARATOGA
State	CA
Zip	95070-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5693 BOOK 359 PAGE 20 LOT 1
Legal Tract	5693
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	507600

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21020 COMER DR, SARATOGA, CA 95070-3710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Mar 27, 2020	Deed of Trust, Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	202024677544
Prior Transfer Date	Jun 14, 1993
Prior Transfer Doc	0012259580
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 29, 2020
Property Address	21020 COMER DR, SARATOGA, CA 95070-3710
Document Number	0024677544
Map Reference	MB 359 PG 20
Instrument Date	Oct 24, 2020
Instrument	24677544
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	21020 CORNER DRIVE, SARATOGA, CA 95070

Mortgage

Document Number	0024677545
Date	Oct 29, 2020
Instrument	24677545

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.45%
Index	1-Year LIBOR
Max Rate	7.45%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21020 COMER DR, SARATOGA, CA 95070-3710
Document Number	0024446908
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15776 BAINBRIDGE ISLAND WA 98110, BAINBRIDGE ISLAND, WA 98110

Mortgage

Document Number	0024446908
Date	Apr 3, 2020
Instrument	24446908

Lender

Name	STAR ONE CU
Type	Credit Union
Address	PO BOX 3643, SUNNYVALE, CA 94088-3643

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,637,137 (+2%) Land $4,085,097 Building $552,040
2025	$53,286.00 (+16.66%) Homeowner's exemption	$4,546,214 (+19.32%) Land $4,004,998 Building $541,216
2023	$45,678.00 (-10.66%) Homeowner's exemption	$3,810,000 Land $3,356,400 Building $453,600
2022	$51,131.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, Ridge Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Comer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures