20937 Comer Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20937 Comer Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 4,905 sqft · built 1974
Lot Size	1.03 acres (45,302 sqft)
Owner	Trust Name on File
Last Sale	$2,195,000 (Mar 2006)
Tax Bill	$42,275 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`503-16-077`

Property Details

APN / Parcel Number

Primary APN	`503-16-077`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,905 sqft Living Area
1st Floor Area	4,753 sqft
2nd Floor Area	152 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	45,302 sqft
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	8,880 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20937 COMER DR
City	SARATOGA
State	CA
Zip	95070-3753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R140
Legal Description	LOT B
Legal Subdivision	PARCEL MAP OF QUITO RANCHO
Legal Block	RECOR
Legal Lot Number	B
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2014
Census Tract	507600

Owner

20937 Comer Dr is owner-occupied and held in a trust since March 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	20937 COMER DR, SARATOGA, CA 95070-3753
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2006 · Amount on File
Deed Sale	Mar 15, 2006 · Amount on File
Deed Document Number	200618845241
Last Transfer Date	Mar 4, 2016
Transfer Doc	0023244502
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20937 COMER DR, SARATOGA, CA 95070-3753
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20937 COMER DR, SARATOGA, CA 95070-3753

Mortgage

Document Number	0025934109
Date	Jan 23, 2026
Instrument	25934109

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 22, 2046

Interest

Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20937 COMER DR, SARATOGA, CA 95070-3753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20937 COMER DR, SARATOGA, CA 95070-3753

Mortgage

Document Number	0024729104
Date	Dec 1, 2020
Instrument	24729104

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20937 Comer Dr was $42,275, up 1.1% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,677,631 (+2%) Land $2,369,653 Building $1,307,978
2025	$42,275.00 (+1.11%)	$3,605,522 Land $2,323,190 Building $1,282,332
2024	$41,812.00 (+0.91%)
2023	$41,435.00 (+2.18%)	$3,465,518 Land $2,232,979 Building $1,232,539
2022	$40,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20937 Comer Dr in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1992–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20937 Comer Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, Ridge Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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