20937 Spinnaker St, Bend, OR 97701 Property Records

Deschutes County property record for 20937 Spinnaker St, Bend, OR 97701 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,646 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$595,000 (2022)
Tax Bill$4,777.00 (2025)

Property Details

APN / Parcel Number

Primary APN171222-BD-02000
Alternative APNs
  • R1001171222BD02000
  • 194350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,646 sqft Living Area
Gross Area2,246 sqft Gross Area
1st Floor1,646 sqft 1st Floor
Stories1 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Garage Area600 sqft Garage
Deck Area72 sqft Deck

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceCommercial Water Source

Location & Zoning

Account Number194350
Street Address20937 SPINNAKER ST
CityBEND
StateOR
Zip97701-8428
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTERRANGO GLEN PHASE ONE REPLAT LOT 20
Legal Range12
Legal Township17
Legal Section22
Legal SubdivisionTERRANGO GLEN PHASE ONE REPLAT
Legal Lot Number20
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup1
Census Block1022
Census Tract1101

Owner

Source: Deschutes County records · APN 171222-BD-02000

Assessment roll updated November 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20937 SPINNAKER ST, BEND, OR 97701-8428
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Warranty Deed, Transfer · Conventional Mortgage
UMPQUA BANK
Jun 19, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
NATIONSTAR MORTGAGE LLC
Jul 16, 2019Warranty Deed, Transfer
WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO
Aug 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2022 · Amount on Record
Deed SaleJan 19, 2022 · Amount on Record
Prior SaleJul 16, 2019 · Amount on Record
Deed Doc Number20222473
Prior Transfer DateJul 25, 2018
Prior Transfer Doc0000035142
Record RefreshedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJan 19, 2022
Property Address20937 SPINNAKER ST, BEND, OR 97701-8428
Document Number0000002473
Instrument DateJan 05, 2022
Instrument2022-02473
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20937 SPINNAKER ST, BEND, OR 97701-8428

Mortgage

Document Number0000002474
DateJan 19, 2022
Instrument2022-02474
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20937 SPINNAKER ST, BEND, OR 97701-8428
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023416
DateJun 19, 2017
Instrument2017-23416
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJul 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJul 01, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change6%
Index1-Year LIBOR
Max Rate9%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 16, 2019
Property Address20937 SPINNAKER ST, BEND, OR 97701-8428
Document Number0000024661
Instrument DateJul 02, 2019
Instrument24661
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyWESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20937 SPINNAKER ST BEND OR 977018428, BEND, OR 97701-8428

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20937 SPINNAKER ST, BEND, OR 97701-8428
Document Number0000035069
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedSep 07, 2018
Title CompanyMIS BOX

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20937 SPINNAKER ST BEND OR 977018428, BEND, OR 97701-8428

Mortgage

Document Number0000035069
DateAug 28, 2018
Instrument35069
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2048

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,777.00 (+3.94%)$282,780 (+3%)$608,410 (-4.78%) Land $219,500 Building $388,910
2024$4,596.00 (+7.86%)$274,550 (+3%)$638,930 (+0.29%) Land $219,500 Building $419,430
2023$4,261.00$266,560$637,060 Land $214,500 Building $422,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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