20931 Spinnaker St, Bend, OR 97701 Property Records

Deschutes County property record for 20931 Spinnaker St, Bend, OR 97701 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1998
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$305,430 (Oct 2017)
Tax Bill	$4,205 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171222 BD 02100`

Property Details

APN / Parcel Number

Primary APN	`171222 BD 02100`
Alternative APNs	`R1001171222BD02100` `194351`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Mixed
Garage Area	576 sqft
Deck Area	80 sqft

Location & Zoning

Account Number	194351
Old Parcel Number	R1001171222BD02100
Street Address	20931 SPINNAKER ST
City	BEND
State	OR
Zip	97701-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:21 SUBD:TERRANGO GLEN PHASE ONE REPLAT SEC/TWN/RNG/MER:SEC 22 TWN 17 RNG 12 MAP REF:171222-BD
Legal Range	12E
Legal Township	17S
Legal Section	22
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	TERRANGO GLEN PHASE ONE REPLAT
Legal Lot Number	21
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1022
Census Tract	1101

Owner

Source: Deschutes County records · APN 171222 BD 02100

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20931 SPINNAKER ST, BEND, OR 97701-8428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	0000043881
Last Transfer Date	Jul 08, 2020
Transfer Doc	0000032376
Record Updated	Jun 08, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jul 08, 2020
Property Address	20931 SPINNAKER ST, BEND, OR 97701-8428
Document Number	0000032376
Map Reference	CAB E PG 58
Instrument Date	Jul 02, 2020
Instrument	2020-32376
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20931 SPINNAKER ST, BEND, OR 97701-8428

Mortgage

Document Number	0000032377
Date	Jul 08, 2020
Instrument	2020-32377

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 31, 2017
Property Address	20931 SPINNAKER ST, BEND, OR 97701-8428
Document Number	0000043881
Map Reference	CAB E PG58
Instrument Date	Oct 30, 2017
Instrument	2017-43881
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20931 SPINNAKER ST, BEND, OR 97701-8428

Mortgage

Document Number	0000043882
Date	Oct 31, 2017
Instrument	2017-43882

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,205.00 (+3.93%)	$248,930 (+3%)	$570,110 (-4.6%) Land $219,500 Building $350,610
2024	$4,046.00 (+7.86%)	$241,680 (+3%)	$597,620 (+0.37%) Land $219,500 Building $378,120
2023	$3,751.00	$234,650	$595,440 Land $214,500 Building $380,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170011011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Cable	1,000 / 20
Yellowknife Wireless Company	Fixed Wireless (licensed-by-rule)	700 / 200
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Webformix Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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