20930 Spinnaker St, Bend, OR 97701 Property Records

Deschutes County property record for 20930 Spinnaker St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 1998
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$569,000 (Nov 2025)
Tax Bill	$3,955 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171222-BD-03400`

Property Details

APN / Parcel Number

Primary APN	`171222-BD-03400`
Alternative APNs	`R1001171222BD03400` `194364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,251 sqft Living Area
Gross Area	1,827 sqft
1st Floor Area	1,251 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Type	Gable
Lot Area	7,405 sqft (0.17 acres)
Garage Area	576 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	194364
Street Address	20930 SPINNAKER ST
City	BEND
State	OR
Zip	97701-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TERRANGO GLEN PHASE ONE REPLAT LOT 34
Legal Range	12
Legal Township	17
Legal Section	22
Legal Subdivision	TERRANGO GLEN PHASE ONE REPLAT
Legal Lot Number	34
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1019
Census Tract	1101

Owner

Source: Deschutes County assessment roll, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2930 SPINNAKER ST, BEND, OR 97701
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Aug 2, 2024 · Amount on Record
Deed Document Number	202530132
Prior Transfer Date	May 4, 2020
Prior Transfer Doc	0000020837
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20930 SPINNAKER ST, BEND, OR 97701-8428
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028348
Date	May 6, 2021
Instrument	2021-28348

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 3, 2025
Property Address	20930 SPINNAKER ST, BEND, OR 97701-8428
Document Number	0000030132
Map Reference	CAB E PG 58
Instrument Date	Oct 17, 2025
Instrument	2025-30132
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2930 SPINNAKER ST, BEND, OR 97701

Mortgage

Document Number	0000030133
Date	Nov 3, 2025
Instrument	2025-30133

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 8, 2020
Property Address	20930 SPINNAKER ST, BEND, OR 97701-8428
Document Number	0000020837
Instrument Date	May 4, 2020
Instrument	2020-20837
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20930 SPINNAKER ST, BEND, OR 97701-8428

Mortgage

Document Number	0000020838
Date	May 8, 2020
Instrument	2020-20838

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,955.00 (+3.94%)	$234,080 (+3%)	$536,260 (-4.43%) Land $219,500 Building $316,760
2024	$3,805.00 (+7.88%)	$227,270 (+3%)	$561,110 (+0.44%) Land $219,500 Building $341,610
2023	$3,527.00	$220,660	$558,660 Land $214,500 Building $344,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Webformix.

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