Mecklenburg County property record for 20820 Torrence Chapel Rd, Cornelius, NC 28031
| Property Type | Motel |
|---|---|
| Details | 36,448 sqft · built 1995 |
| Lot Size | 1.07 acres (46,696 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,800,500 (Mar 2016) |
| Tax Bill | $29,905 (2023) |
| Deeds & Mortgages | Nov 2019 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-144-09 |
| Primary APN | 001-144-09 |
|---|
| Total Rooms | 20 Rooms |
|---|---|
| Units | 60 Units |
| Stories | 3 Stories |
| Building Area | 36,448 sqft Heated Area |
| Gross Area | 28,362 sqft |
| 1st Floor Area | 22,732 sqft |
| Flooring | Concrete/Cement |
| Elevator | Elevator |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 46,696 sqft (1.07 acres) |
| Porch | Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-144-09 |
|---|---|
| Street Address | 20820 TORRENCE CHAPEL RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6320 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Motel |
| Local Zoning Code | HC |
| Legal Description | DIST:3 CITY/MUNI/TWP:CORNELIUS MAP REF:BK 1 PG 14 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 6216 |
Source: Mecklenburg County records, as of September 28, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20820 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6320 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 26, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST SENTINEL BANK |
| Sep 13, 2017 | Deed of Trust, Mortgage VIPINA PATEL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2016 · Amount on Record |
| Deed Sale | Mar 24, 2016 · Amount on Record |
| Prior Sale | Aug 15, 2007 · Amount on Record |
| Deed Document Number | 0030686282 |
| Deed Book / Page | 30686 / 282 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20820 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000161592 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 34071/724 |
| Instrument | 2019161592 |
| Name | FIRST SENTINEL BANK |
|---|---|
| Type | Bank |
| Address | RICHLANDS, VA 24641 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 25, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20820 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6320 |
| Document Number | 0000123936 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20820 TORRENCE CHAPEL RD CORNELIUS NC 280316320, CORNELIUS, NC 28031-6320 |
| Document Number | 0000123936 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 032115/000811 |
| Instrument | 123936 |
| Name | VIPINA PATEL |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Sep 12, 2019 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $29,905.00 | $3,522,800 Land $803,400 Building $2,719,400 | $3,522,800 Land $803,400 Building $2,719,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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