Harris County property record for 20926 Whitehaven Bluff Trl, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,685 sqft · built 2018 |
| Lot Size | 0.137 acres (5,959 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,100 (Sep 2018) |
| Tax Bill | $4,314 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-019-002-0018 |
| Primary APN | 139-019-002-0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,685 sqft Living Area |
| 1st Floor Area | 1,685 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,959 sqft (0.137 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1390190020018 |
|---|---|
| Street Address | 20926 WHITEHAVEN BLUFF TRL |
| City | KATY |
| State | TX |
| Zip | 77449-5493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 18 BLK 2 JASMINE HEIGHTS SEC 8 |
| Legal Subdivision | JASMINE HEIGHTS SEC 8 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 542203 |
20926 Whitehaven Bluff Trl is owned and occupied by an individual who bought it in September 2018.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20926 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Sep 20, 2018 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on File |
| Deed Sale | Sep 20, 2018 · Amount on File |
| Deed Document Number | 2018432686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 30, 2026 |
| Property Address | 20926 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493 |
| Document Number | 0000308097 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026308097 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20926 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493 |
| Document Number | 0000308097, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026308097 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 267 Months |
| Due | Oct 1, 2048 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 20, 2018 |
| Property Address | 20926 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493 |
| Document Number | 0000432686 |
| Map Reference | PL 682135 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2018-432686 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20926 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493 |
| Document Number | 0000432687 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2018-432687 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 20926 Whitehaven Bluff Trl was $4,314 with a homeowner's exemption, up 145.3% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,036 (-6.03%) Land $56,845 Building $219,191 | $276,036 (-6.03%) Land $56,845 Building $219,191 | |
| 2025 | $4,314.00 (+145.25%) Homeowner's exemption | $293,752 Land $51,577 Building $242,175 | $293,752 Land $51,577 Building $242,175 |
| 2024 | $1,759.00 | ||
| 2023 | $310,036 Land $51,577 Building $258,459 | $310,036 Land $51,577 Building $258,459 | |
| 2022 | $1,463.00 | ||
| 2020 | $1,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20926 Whitehaven Bluff Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 6 (2016–2017) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20926 Whitehaven Bluff Trl is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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