20906 Whitehaven Bluff Trl, Katy, TX 77449 Property Records

Harris County property record for 20906 Whitehaven Bluff Trl, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 2018
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,719 (Jun 2025)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-019-002-0023`

Property Details

APN / Parcel Number

Primary APN	`139-019-002-0023`
Alternative APN	`0471140000002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,465 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,940 sqft (0.136 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1390190020023
Street Address	20906 WHITEHAVEN BLUFF TRL
City	KATY
State	TX
Zip	77449-5493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 BLK 2 JASMINE HEIGHTS SEC 8
Legal Subdivision	JASMINE HEIGHTS SEC 8
Legal Block	2
Legal Lot Number	23
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3000
Census Tract	542203

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20906 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Dec 21, 2019	Deed of Trust, Mortgage · VA Mortgage SMI LNDG
Sep 25, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	2025246056
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20906 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	PATTEN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9500 WEST RD 204, 204, HOUSTON, TX 77064-7258

Mortgage

Document Number	0000246057
Date	Jun 26, 2025
Instrument	2025-246057

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20906 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493
Document Number	0000466897
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20906 WHITEHAVEN BLUFF TRL KATY TX 774495493, KATY, TX 77449-5493

Mortgage

Document Number	0000466897
Date	Oct 1, 2020
Instrument	466897

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20906 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493
Document Number	0000576295
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20906 WHITEHAVEN BLUFF TRL KATY TX 774495493, KATY, TX 77449-5493

Mortgage

Document Number	0000576295
Date	Dec 31, 2019
Instrument	576295

Lender

Name	SMI LNDG
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 25, 2018
Property Address	20906 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493
Document Number	0000439745
Instrument Date	Sep 25, 2018
Instrument	439745
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2018
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20906 WHITEHAVEN BLUFF TRL KATY TX 774495493, KATY, TX 77449-5493

Mortgage

Document Number	439746
Date	Sep 25, 2018
Instrument	439746

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,828 (-5.8%) Land $56,826 Building $202,002	$258,828 (-5.8%) Land $56,826 Building $202,002
2025	$1,322.00 (+1,112.84%) Homeowner's exemption Veteran's exemption	$274,772 (-5.18%) Land $51,559 Building $223,213	$274,772 (-5.18%) Land $51,559 Building $223,213
2024	$109.00
2023		$289,791 Land $51,559 Building $238,232	$289,791 Land $51,559 Building $238,232
2022	$109.00 (-7.63%)
2020	$118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (2016–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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